State Insurance Department Responses to Superstorm Sandy

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Superstorm Sandy caused a considerable amount of property damage along the East Coast and will result in a substantial influx of related insurance claims. In response, the insurance departments of those states hit hardest by the storm have taken various actions. As explained below, these actions fall within four main categories: orders concerning the non-applicability of hurricane deductibles to Sandy-related claims; the temporary suspension of premium collection and policy cancellation, termination or non-renewal; the relaxation of insurance adjuster licensing requirements; and the extension of time periods for processing Sandy-related claims.

We have set out below the actions taken by each state in response to Sandy. A summary of the state action is provided, as well as links to the applicable documents.

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