On November 3, 2022, Pennsylvania enacted Act No. 142, effective immediately. The Act modifies the existing statutory provisions permitting remote work by revising the definition of “remote location” set forth in section in section 6102 of Title 7 of the Pennsylvania Consolidated Statutes. Specifically, the Act revises the required conditions under which “a mortgage originator sponsored by the licensee, a person excepted from this chapter or excepted from licensure under section 6112 or any other employee of the licensee, may engage [at a remote location] in licensed activities on behalf of the licensee.” The Act: (1) prohibits in-person consumer interaction at the remote location “if it is his or her personal residence”; and (2) removes the requirement that physical records regarding the licensee’s mortgage loan business be maintained at the location.

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