The second most common policy (behind auto insurance) that comes into play with personal injury claims is the homeowners’ policy. There are SIX main features of a Homeowners policy that provide coverage for various losses involving a home that you own. The companion to a Homeowners policy for a property renter is the Renters policy. However, Renter policies are not very common. It is believed that less than 20% of all renters having such policies. While the lack of Homeowners coverage or Renters coverage primarily comes into play in the context of animal-inflicted wounds (dog bites) and slip/trip and fall claims, it also comes up for construction accidents on your property.
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