The Homeowners Insurance Policy


The second most common policy (behind auto insurance) that comes into play with personal injury claims is the homeowners’ policy. There are SIX main features of a Homeowners policy that provide coverage for various losses involving a home that you own. The companion to a Homeowners policy for a property renter is the Renters policy. However, Renter policies are not very common. It is believed that less than 20% of all renters having such policies. While the lack of Homeowners coverage or Renters coverage primarily comes into play in the context of animal-inflicted wounds (dog bites) and slip/trip and fall claims, it also comes up for construction accidents on your property.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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