On February 21, DWT Payments team members Andy Lorentz and Tom Scanlon took part in a discussion organized by NYPAY that focused on the prospects of the OCC special purpose fintech charter. The questions discussed included, “Will the concept survive the many challenges it can be expected to attract, including from fellow regulators? What kind of company would qualify for such a charter and what are the threshold requirements? What are the pros and cons of such a charter? How might an OCC fintech charter reshape the landscape of financial services?”