Lenders and owners of real property obtain title insurance to protect against some of the risks related to the condition of title. The risks insured by the title insurance company are set forth in the title policy, and the basic coverages provided in the policy jacket may be augmented by endorsements to the title policy. This Client Alert by Ober|Kaler's Kevin P. LaTulip and Michael D. Beattie focuses on the current status of the ALTA 21 creditors' rights endorsement.