Ary Rosenbaum – The Rosenbaum Law Firm P.C.

Whoever said the road to hell is paved with good intentions might have been a retirement plan sponsor. While setting up a retirement plan is a good intention, a plan sponsor’s lack of diligence in reviewing what is going on with…more

George Carlin said that all you need in life is a place for your stuff. Carlin said that all a house really is; is a place for your stuff. When it comes to being a retirement plan sponsor, retirement plan sponsors need a place…more

PBS’ Frontline had a scathing report on 401(k) plans called “The Retirement Gamble”. The Retirement Gamble had no roulette tables or free drinks; it was a rather sobering look at the troubles affecting 401(k) plan and employees…more

Whether you like it or not, first impressions mean the most. If you fail to make a good impression the first time out, many times you never get a chance to make a second impression. Some times that bad impression is because you…more

Sometimes you can just rejuvenate something without have to replace it. A nice new tie can breathe life into an older suit. Instead of new kitchen cabinets, resurfacing is an option. Sanding and staining can add luster to a dull…more

Would you leave money on the table for the government to take instead? Would you not maximize your retirement savings because your accountant or third party administrator (TPA) told you that you had to give the same amounts to…more

When it comes to selling products and services, marketing is everything. Marketing can help push a product or service into popularity, regardless of whether it’s good or not. Spuds MacKenzie was such great marketing; it made…more

Over time, there are so many full time positions in the workforce that are as obsolete as the Atari 2600 in my garage. Many people remember the milkman or the diaper man who made deliveries or the woman who worked the…more

Throughout history, there have been misconceptions that people believe in (even until this day) despite the evidence to the contrary. Mrs. O’Leary’s cow didn’t start the Great Chicago Fire of 1871 and Benito Mussolini didn’t…more

Retirement plans can be an effective means for employee retention and tax savings. However if not operated properly, a retirement plan can inadvertently expose the employer to liability from unhappy plan participants and the…more

In his inaugural address in 1933 amidst the Depression, Franklin Delano Roosevelt said that the only thing we had to fear was “fear itself”. 1933 predates ERISA by 40+ years, so FDR clearly didn’t understand the dilemmas of…more

Any building requires a good foundation, because otherwise it will topple over. The same can be said for any retirement plan provider. Too many retirement plan providers such as financial advisors and third party administrators…more

The most important thing is your health and there are times where symptoms you have can detect a greater threat to your health. You can either take care of your symptoms or you can ignore it and experience that greater harm…more

Smith and Wesson Mountain Bikes. Life Savers Soda. Colgate Kitchen Entrees. Arch Deluxe. Heaven’s Gate. The Adventures of Pluto Nash. History is littered with historic flops and bad ideas. When it comes to retirement plan…more

Good ideas come in two different kinds, ideas that looked good at the time and ideas that looked good after time. Despite the chuckling of its name upon release, Apple’s IPad was a good idea from the day it was first announced…more