The Rosenbaum Law Firm P.C.

When you are purchasing a home computer these days, it can often be confusing if you are not well versed in the jargon. While selecting between a Mac and a PC or a laptop vs. a desktop is easy, the other details can be…more

When people ask my wife what I do for a living, she says she doesn’t know. Half the time I think she’s joking and half the time I think she is serious that she doesn’t know what an ERISA attorney does. The same thing goes with…more

Even if you offer the greatest product or service, it doesn’t matter if you poorly market that product or that service. GM basically killed off the Oldsmobile brand with the “this is not your father’s Oldsmobile” ad campaign…more

Home Depot sparked the do it yourself business when it came to home improvement. This do it yourself business has spread to investing. In the old days, you needed a broker and you paid high fixed fees for trading. Thanks to…more

When I was younger, my favorite hobby was collecting baseball cards. I’d venture to the local comic book store to pick up some packs and I would cherry pick the rookie cards from the rest of the lot. I would collect the rookie…more

I often joke that the worst thing that could happen to my own law practice is when I have to hire my first employee. While it’s inevitable that I will have to make my first hire, my trepidation is not just focused on the money,…more

Thanks to the growth of my national ERISA law practice, I have been able to meet financial advisors around the country who are at all stages of building a retirement plan practice. One of the questions I always get is how they…more

Life can be like a smorgasbord table at a wedding, too many choices, too little time. As a retirement plan sponsor choosing whether to sponsor a 401(k) plan or change a current one, there are too many choices that you don’t…more

Ever since the Department of Labor released retirement plan sponsor fee disclosure (Section 408(b)(2) regulation that will finally take effect on July 1, 2012, people have been wondering how this will change the 401(k)…more

Whether it’s political decisions, product introductions, or military calculations, there are some ideas that looked good on paper, but failed miserably in execution. So while the Argentinean decision to invade the Falkland…more

In business, there are times when you have to save goodbye. It can be for a variety of reasons such as a business partner who no longer fits the needs of a company or finding someone else who can do a better job at a better…more

When I was in the second grade, my parents carpooled with another family who owned a struggling greeting cards store in Brooklyn. I enjoyed the carpool; where else could I get free packs of Superman and Moonraker trading cards?…more

In 2012, the role of a retirement plan sponsor will change forever. The plan sponsor fee disclosure known as the Section 408(b)(2) regulation requires a plan sponsor to collect fee information from “covered service providers”…more

They often say that it doesn’t matter what you know, it’s who you know. At one time or another, we have all derived a form of financial benefit because of someone we know. It could be through someone we had previously worked…more

As a retirement plan sponsor, you may forget that a retirement plan isn’t just a tax deferred savings vehicle. A retirement plan. It is a legal entity supported by a legal document called a plan document. Issues with the plan…more