On September 7, 2017, Equifax, one of the three large credit reporting bureaus, announced a cybersecurity incident impacting approximately 143 million U.S. consumers. According to Equifax, the breach occurred mid-May through...more
9/13/2017
/ Breach Notification Rule ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reporting Agencies ,
Cybersecurity ,
Data Breach ,
Data Security ,
Enforcement Actions ,
Equifax ,
FBI ,
Federal Trade Commission (FTC) ,
Personally Identifiable Information ,
Popular
If you are a retailer with locations in New Jersey, you will need to review your procedures in anticipation of a new law effective October 1, 2017....more
Rather than our usual Privacy Monday “bits and bytes,” we have a breaking story relating to the ongoing Wyndham/FTC saga.
Today, Wyndham Worldwide Corp. lost a critical round in the Third Circuit. Anticipated since...more
8/25/2015
/ Best Practices ,
Credit Cards ,
Cybersecurity ,
Data Breach ,
Data Privacy ,
Data Security ,
Federal Trade Commission (FTC) ,
FTC Act ,
FTC v Wyndham ,
Personally Identifiable Information ,
Section 5 ,
Unfair or Deceptive Trade Practices ,
Wyndham
In the last month, both a federal and state court denied coverage for claims relating to an insured’s handling of electronic data. In the first case, a federal court held that there was no coverage under a cyber insurance...more
6/2/2015
/ Commercial General Liability Policies ,
Credit Cards ,
Cyber Insurance ,
Cybersecurity ,
Data Protection ,
Duty to Defend ,
Electronically Stored Information ,
Errors and Omissions Policy ,
IBM ,
Security Risk Assessments ,
Travelers Property Casualty Co.
Welcome to December – we hope you had a restful and enjoyable Thanksgiving holiday.
Here are a few privacy bits and bytes to start your week.
1. ICYMI – 60 Minutes Explains Credit Card Hacking...more
Welcome to the first Tuesday in November — don’t forget to vote tomorrow!
Chip-and-Pin Not Likely “Cure-All” -
There is good news in the world of retail data breaches: US merchants are finally moving away from...more
It appears that the data breach victim of the week (perhaps of the year) is The Home Depot. Brian Krebs has reported that it appears that two large dumps of purloined credit card numbers have made an appearance on the black...more
Some weeks ago, we wrote a piece “What You Need to Know About Backoff Malware: The New Threat Targeting Retailers” . It’s apparently gotten worse. Any business utilizing point-of-sale (POS) terminals for “swiping” credit...more
The Target data breach story keeps getting worse. The December pre-Christmas disclosure was the theft of up to 40 million Target shoppers’ credit and debit card information in what appeared to have been a hack of the Target...more
The U.S. District Court for the Eastern District of California has held that the prohibition against requesting or requiring personal identification information in connection with credit card transactions contained in...more
12/11/2013
/ Apple ,
Class Action ,
Consumer Protection Act ,
Credit Cards ,
Email ,
Email Policies ,
Internet Payments ,
Internet Retailers ,
Nordstrom Inc. ,
Personally Identifiable Information ,
Privacy Concerns ,
Privacy Laws ,
Retailers ,
Song-Beverly Credit Card Act ,
Williams-Sonoma
“May I have your zip code?” is an all-too-familiar question that may be going the way of the dinosaur in Massachusetts. Many retailers commonly ask customers for their zip codes when processing credit card transactions at,...more