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HMDA Reality Check

What You Can and Cannot Conclude from New Mortgage Loan Data - Extensive data about mortgage lending activity collected pursuant to the Home Mortgage Disclosure Act (“HMDA”) was just made available to the public for the...more

HUD Final Rule on Disparate Impact under the Fair Housing Act

On February 8, 2013, the Department of Housing and Urban Development (“HUD” or the “Department”) finalized its controversial discriminatory effects rule (the “final rule” or “discriminatory effects rule”), thus formalizing...more

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