If you’re going to be taking a road trip outside of Michigan, it is important to know what your legal rights are in the event that you are involved in an out-of-state auto accident.
Can you sue the at-fault driver who...more
4/29/2022
/ Auto Insurance ,
Car Accident ,
Economic Damages ,
Insurance Industry ,
Liability ,
Liability Insurance ,
Liens ,
Lost Wages ,
Medical Bills ,
No-Fault Insurance ,
Pain and Suffering ,
PIP Coverage
Court rules that a car accident victim’s Michigan insurance application must describe the nature of the injury, which may include symptoms traceable to an injury - Every person injured in a car accident in Michigan who will...more
Michigan auto No Fault insurance is expensive. If you’re planning on moving out of Michigan and becoming a resident of another state, you’re probably looking forward to insuring your car in your new state and cancelling your...more
A recent Michigan Court of Appeals ruling – which applied a landmark decision by the Michigan Supreme Court from 2020 – has put an end to insurance companies exploiting overly broad anti-fraud provisions in policies to deny...more
It can be an unpleasant and confusing situation when your car is hit by another vehicle while parked. It only makes matters worse when the at-fault driver takes off without leaving a note or any contact information.,
When...more
Insurance for food delivery drivers in Michigan is complicated. Many people who deliver food for a living do not realize there are differences in coverage between their personal auto No-Fault insurance policies and a...more
There continues to be considerable and understandable confusion about the effects of Michigan’s new auto No-Fault insurance law, which the Legislature passed in June 2019.
No area of the new law has created more confusion...more
11/4/2020
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Health Insurance ,
Medicaid ,
Medicare ,
Military Service Members ,
Motor Vehicles ,
No-Fault Insurance ,
Opt-Outs ,
TRICARE
With the new changes to Michigan’s No-Fault auto insurance law that began on July 2, 2020, all drivers now face increased liability risk if they cause a serious car accident. The most significant change is that an “at-fault”...more
Medicaid is expected to cover auto accident injuries in Michigan under the new No-Fault law. The reason: once a car accident victim’s medical bills reach his or her No-Fault PIP medical benefits coverage limit and No-Fault...more
People often ask me “how much car insurance do I need?”
Never has this question been more important than now. Michigan drivers now face the biggest changes in auto No-Fault insurance since the No-Fault Act was enacted in...more
1/29/2020
/ Asset Protection ,
Auto Insurance ,
Bodily Injury ,
Car Accident ,
Casualty Insurance ,
Consumer Insurance Products ,
Deductibles ,
Insurance Reform ,
Insurance Regulations ,
Liability Insurance ,
Medical Expenses ,
Mini-Tort Laws ,
Motor Vehicles ,
New Legislation ,
No-Fault Insurance ,
PIP Coverage ,
Policy Terms ,
Property Damage ,
Uninsured and Under-Insured Motorists
Now is not the time to be placing new limits on insurance agent liability.
Think of insurance agents as the foot soldiers for the new Michigan auto insurance law. Insurance agents are now – more than ever before – tasked...more
12/20/2019
/ Auto Insurance ,
Civil Liability ,
Damages ,
Errors and Omissions Policy ,
Exceptions ,
Insurance Agents ,
Insurance Industry ,
Liability Caps ,
Negligence ,
New Legislation ,
No-Fault Insurance ,
PIP Coverage ,
Special Relationship ,
Standard of Care ,
Updated Forms
Before we start breaking out the bottles of champagne to celebrate the Michigan Catastrophic Claims Association’s announcement that it will reduce its MCCA fee by 55% from $220 to $100 under the new No-Fault law, I think we...more
Since the Michigan Legislature passed the new No-Fault law earlier this summer, the auto insurance companies in this state have been scheming on how to get around many of the new restrictions imposed by the new law....more
Catastrophically injured car crash victims are concerned about how the new, rushed, and poorly drafted No-Fault law could affect the vital medical benefits coverage they receive through the Michigan Catastrophic Claims...more
Michigan’s new No-Fault auto insurance law, which took effect on June 11, 2019, affects car accidents with pedestrians in a very specific way.
Even if you own a car, at one time or another we’re all walking around on foot....more
7/23/2019
/ Auto Insurance ,
Car Accident ,
Lost Wages ,
Medical Expenses ,
Negligence ,
New Rules ,
No-Fault Insurance ,
Pain and Suffering ,
Pedestrian Accidents ,
PIP Coverage ,
Private Right of Action
There are big changes coming to what is required for motorcycle insurance in Michigan under the new No-Fault law. These changes take place July 1, 2020, and involve the following four important areas...more
Now that we have a new Michigan No-Fault insurance law, most people will be disappointed that Auto No-Fault reform will fail to deliver any meaningful, long-term savings. Politicians – the Republicans in the Legislature,...more
More than any other question, the one I’ve been now asked the most since the Legislature passed No-Fault reform last Friday is how the new Michigan No-Fault law will affect attendant care. ...more
The new Michigan No-Fault law was passed by the Michigan Legislature today.
Lawmakers in the House of Representatives voted 94 to 15 in favor the No-Fault reform plan in Senate Bill 1 and the Senate concurred by a vote of 34...more
5/28/2019
/ Anti-Discrimination Policies ,
Auto Insurance ,
Catastrophic Impairment ,
Damage Caps ,
Governor Whitmer ,
Insurance Rates ,
New Rules ,
No-Fault Insurance ,
Opt-Outs ,
Physician Fee Schedule ,
PIP Coverage ,
Popular ,
State Legislatures
Gov. Gretchen Whitmer and Republican leadership have been in talks through the weekend. The two sides are now attempting to reach enough common ground for Gov. Whitmer to sign No-Fault Reform legislation after the No-Fault...more
The whole point behind Michigan No-Fault auto insurance reform is to provide meaningful rate relief to drivers who pay too much. The point of real reform is to make auto No-Fault more affordable. ...more
After being forced by the Insurance Commissioner to take its 7-day auto insurance policies off the market, the agency offers short term car insurance policies that cancel after 13 days...more
For years, doctors’ and hospitals’ medical bills have been slashed by No-Fault insurers using the insurers’ own de facto medical-provider fee schedules -
How do doctors get paid by insurance companies under Michigan...more
4/5/2019
/ Auto Insurance ,
Car Accident ,
Damages ,
Explanation of Benefits (EOBs) ,
Health Care Providers ,
Insurance Claims ,
Medical Expenses ,
No-Fault Insurance ,
Physician Fee Schedule ,
Physician Payments ,
Physicians
House Bill 4397 to replace No-Fault with fault based system in tort, where crash victims would sue for medical expenses, lost wages due to injury...more
4/2/2019
/ Auto Insurance ,
Car Accident ,
Catastrophic Impairment ,
Common Law Torts ,
Lost Wages ,
Medical Expenses ,
No-Fault Insurance ,
Pain and Suffering ,
Proposed Legislation ,
Repeal ,
State Legislatures
Instead of providing specifics, Senate Republicans use Senate Bill 1 to grandstand on auto No-Fault reform -
Senate Bill 1 was introduced by Sen. Aric Nesbitt (R-Lawton) on Tuesday.
But in reality Senate Bill 1 is...more
1/21/2019
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Catastrophic Impairment ,
Elder Issues ,
Insurance Rates ,
Insurance Reform ,
Legislative Agendas ,
No-Fault Insurance ,
PIP Coverage ,
Political Parties