Susan White

Susan White

Manatt, Phelps & Phillips, LLP

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Latest Publications


Insurance Recovery Law - May 2015 #2

Recent Lawsuit Underscores Critical Lessons for Purchasers of Cyber Insurance - Why it matters: Columbia Casualty Company v. Cottage Health Systems was filed on May 7, 2015, in the Central District of California. Cottage...more

5/21/2015 - Attorney-Client Privilege Commercial General Liability Policies Cyber Insurance Cybersecurity Data Breach Data Protection Insurance Industry Insurance Litigation Lead Paint Liability Insurance Pollution Exclusion Privilege Waivers Professional Service Exclusion Settlement Sun Capital Partners Twin City Fire Insurance Company Work Product Privilege

Insurance Recovery Law - May 2015

California Appellate Court: All Claims “Arising From” Ponzi Scheme Are Precluded - Why it matters: Concluding that any claims related to a Ponzi scheme—even if they involved different investors, investments, or...more

5/7/2015 - Appeals Arbitration Broker-Dealer Claims Made Policy Class Action D&O Insurance GA Supreme Court Insurance Litigation Investment Adviser Liability Insurance Policy Exclusions Ponzi Scheme Workplace Injury

Insurance Recovery Law - April 2015 #2

Policyholder Can Keep Selected Counsel, Court Rules; Insurers’ Objection Too Late - Why it matters: A policyholder was able to maintain its selected defense counsel after a federal court judge ruled that the insurers’...more

4/23/2015 - Class Action Commercial General Liability Policies Duty to Defend HI Supreme Court Insurance Litigation Mortgage Lenders Policy Limits Property Damage TCPA Unsolicited Faxes Vacant Properties Vandalism

Insurance Recovery Law - April 2015

Legal Issues Not Proper Expert Testimony - Why it matters: As a good reminder concerning the boundaries for admissibility of expert opinions, a federal court in Texas recently granted a policyholder’s motion to strike an...more

4/4/2015 - Asbestos Asbestos Litigation Buckyballs Claims Made Policy Duty to Defend Expert Testimony Indemnification Insurance Companies Intellectual Property Litigation Liability Insurance Medical Malpractice Policy Exclusions

Insurance Recovery Law - March 2015

New York Federal Court Rejects Insurer’s Request for Recoupment - Why it matters: The federal court, applying New York law, held that an energy drink manufacturer’s advertising coverage claim—arising from underlying...more

3/13/2015 - Advertising Injury Architects Asbestos Litigation Class Action Copyright Copyright Infringement Duty to Defend Food Manufacturers Illegal Drugs Insurance Industry Late Notices Recoupment Reservation of Rights

Insurance Recovery Law - February 2015 #2

Separate Contract Serves to Limit Insurance Coverage for Deepwater Horizon Spill, Texas Supreme Court Rules - Why it matters: The Texas Supreme Court rejected BP’s $750 million claim for coverage under Transocean...more

2/27/2015 - Additional Insured Additional Insured Endorsements BP Deepwater Horizon Insurance Industry Insurers Oil & Gas Oil Spills Pollution Liability Insurance Transocean Travelers

Insurance Recovery Law - February 2015

California Court Adopts Broad Interpretation of “Occurrence,” Finds Coverage - Why it matters: In a victory for policyholders—and a continuation of the trend of courts adopting a broad reading of the term “occurrence”...more

2/19/2015 - Claims Made Policy Class Action Commercial General Liability Policies Insurance Industry Insurance Litigation Occurrence Property Damage Scope of Coverage

Insurance Recovery Law - January 2015 #2

More Important Rulings From J.P. Morgan's New York Coverage Litigation - Why it matters: A New York Appellate Court unanimously held that a group of insurers could not invoke a Dishonest Acts Exclusion in a...more

1/30/2015 - Bear Sterns Duty to Defend Enforcement Actions Insurance Litigation JPMorgan Chase Late Notices Liability Insurance NYSE Policy Exclusions Professional Liability SEC TCPA

Insurance Recovery Law -- January 2015

Insured v. Insured Exclusion Ambiguous When Applied to FDIC, 11th Circuit Rules - Why it matters: In the continuing split among courts considering insured v. insured exclusions, the Eleventh U.S. Circuit Court...more

1/14/2015 - Appeals Banks Class Action Counterclaims D&O Insurance Duty to Cooperate Duty to Defend Excessive Fees FDIC Litigation Fees & Costs Policy Exclusions Reservation of Rights US Bank

Insurance Recovery Law -- December 2014 #2

Ammonia Release Constitutes “Direct Physical Loss” Under Policy - Why it matters: A New York federal court recently ruled that the discharge of ammonia at a manufacturing plant – causing a facility shutdown for...more

12/18/2014 - Common-Interest Privilege Contaminated Properties Loss Coverage Toxic Exposure

Insurance Recovery Law -- December 2014

Texas Appeals Court Upholds $8.7M Verdict for Policyholder Against Broker - Why it matters: An appeals court in Texas upheld an $8.7 million jury verdict against a broker that procured coverage with significant...more

12/8/2014 - Appeals Attorney's Fees Breach of Contract Duty to Defend FDA Flooding Food Manufacturers Food Recalls Food Safety Injunctive Relief Insurance Brokers Jury Awards Jury Verdicts Property Damage Risk Assessment

Insurance Recovery Law -- November 2014 #2

South Carolina Court Holds That Absent Substantial Prejudice, Late Notice Does Not Bar Insurer’s Coverage Obligations - Why it matters: A federal court in South Carolina ruled that absent a showing by an insurer...more

11/21/2014 - Attorney's Fees Commercial General Liability Policies Duty to Defend Excess Policies Insurers Late Notices Liability Insurance Professional Liability

Insurance Recovery Law -- November 2014

Payment of Costs Doesn’t Preclude Unfair Trade Practices Claim Against Insurer - Why it matters: In a significant victory for policyholders, Massachusetts’ highest court ruled that an insured had a valid unfair...more

11/6/2014 - Attorney-Client Privilege Breach of Duty Commercial General Liability Policies Contaminated Properties Data Breach Discovery Duty to Defend Malpractice Insurance PF Chang's Reinsurance Transvaginal Mesh Travelers Unfair or Deceptive Trade Practices

Insurance Recovery Law -- October 2014 #2

Court’s Decision Prompts Policyholders to Seek Defense Quickly or Risk Awaiting Conclusion of Coverage Action to See Reimbursement - Why it matters: A policyholder who does not act promptly to seek advancement...more

10/23/2014 - AIG Attorney's Fees Banks Choice-of-Law D&O Insurance Duty to Defend FDIC Insurers Late Notices Policy Exclusions Voluntary Payments

Insurance Recovery Law -- Oct 2014

Lack of Direct Contractual Relationship Doesn’t Doom Coverage - Why it matters: The companies involved in a workplace accident are additional insureds pursuant to a sub-subcontractor’s policy and the insurer...more

10/10/2014 - Additional Insured Construction Accidents Construction Industry Construction Site Contractors Duty to Defend General Contractors Indemnification Clauses Subcontractors Workplace Injury

Insurance Recovery Law - September 2014 #2

D&Os Entitled to Unfettered Access to Bankrupt Company’s Policy Proceeds to Fund Defense Costs: Why it matters - In an important victory for directors and officers of a bankrupt company, a New York court...more

9/26/2014 - Bad Faith Commercial Bankruptcy Commercial General Liability Policies Corporate Officers D&O Insurance Directors Excess Policies Litigation Fees & Costs Reservation of Rights Securities Litigation TCPA

Insurance Recovery Law - August 2014

“Contractual Liability” Exclusion Applies Only To An Insured’s Assumption of Another’s Liability - Why it matters: The Michigan Court of Appeals joined the majority of courts nationwide in holding that a...more


Insurance Recovery Law - July 2014 #3

Washington Supreme Court Rules That It Was Error To Delay Adjudication Of Insurer’s Duty To Defend, But Should Stay Discovery As To Insurer’s Coverage Defenses - Why it matters: The Washington Supreme Court...more

7/31/2014 - Banks Commercial General Liability Policies Coverage Defense D&O Insurance Discovery Duty to Defend Excess Policies FDIC Insurers

Insurance Recovery Law - July 2014 #2

U.S. Bank Wins Coverage Under Delaware Law For $55 Million Overdraft-Related Settlement - Why it matters: In a victory worth tens of millions of dollars, a Minnesota federal court ruled that U.S. Bank is...more

7/17/2014 - Class Action EPA Excess Policies Insolvency Insurers Overdraft Fees Policy Exclusions Restitution Settlement US Bank

Insurance Recovery Law - July 2014

Second Circuit: Insurer Must Defend Where Factual Allegations Create a Possibility of Coverage - Why it matters: In a recent pro-policyholder decision, the Second Circuit, applying New York law, reminded...more

7/3/2014 - Commercial General Liability Policies D&O Insurance Depreciation Duty to Defend ERISA Insurers Notice Requirements Policy Exclusions Property Valuation Trademark Litigation

Insurance Recovery Law - June 2014

Lab’s “Body Bag” Presentations Triggered Coverage For Defamation Claims: Why it matters - We’ve all sat through some pretty boring PowerPoint presentations. But the lesson from a recent decision: it might be a...more

6/5/2014 - Choice-of-Law Clinical Laboratories Commercial General Liability Policies Defamation Diagnostic Tests FCA Liability Insurance TCPA Whistleblowers

Insurance Recovery Law - May 2014

New York Court Strictly Applies Draconian Policy Language, Holding Excess Coverage Forfeited By Settling With Underlying Insurers For Less Than Policy Limits - Why it matters: A New York appellate court has...more

5/22/2014 - Appellate Rules Discharge of Pollutants Excess Policies Exclusions Exxon Mobil Insurers Judicial Settlement Agreements Non-Judicial Settlement Agreements Policy Exclusions

Insurance Recovery Law - May 2014

Policyholder Entitled to Select Counsel, Even Where Insurer Withdrew Reservation of Rights - Why it matters: An insured dissatisfied with counsel selected by its insurer was entitled to select counsel of its...more

5/12/2014 - D&O Insurance Guilty Pleas Homeowner's Insurance Independent Counsel Insureds Insurers Notice Requirements Reservation of Rights

Insurance Recovery Law

Horizontal Exhaustion Not Required for Excess Policies in New York - Why it matters: A Delaware superior court recently predicted that New York’s highest court would not require policyholders to horizontally...more

4/25/2014 - Asbestos Excess Policies Horizontal Exhaustion Doctrine Long-Tail Claims Umbrella Policies

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