Timeline Of Health Insurance Reform

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Excerpt from Health Insurance Reform Timeline chart:

- W2 inclusion of cost of employer-sponsored health coverage for employers who filed more than 250 Forms W2 in prior year. 2012 Forms W2, due 1/31/13

- Medical Loss Ratio Rebates to be paid by insurers. Employers may need procedures in place governing how such amounts will be treated and allocated. 8/1/12.

- New standardized summary of benefits and coverage (SBC). 60-day advance notice of any material change. The initial distribution of SBCs was delayed to open enrollment periods beginning on or after 9/23/12.

- Extension of Waiver of Annual Limits: Plans wanting to extend their waiver of the restrictions on annual limits must reapply by deadline. 12/31/12.

Please see full chart below for more information.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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