Zelle Hofmann Voelbel & Mason LLP

Surplus Lines Insurance in Texas: A Dark Horse

Texas is the second largest surplus lines insurance market in the United States, collecting over $4 billion in premiums annually. Surplus lines insurance is important as it can provide insurance to those whose needs are not met…more

| Commercial Law & Contracts, Insurance

A Whole Lotta Shaking Going On In Central US

When underwriters evaluate potential causes of loss in the central United States, perils such as tornados and high winds, hail, and fire are generally identified as the primary risks of loss. But earthquakes? That is not a risk…more

| Commercial Law & Contracts, Energy & Utilities, Insurance

2014 May Be Cyber Insurance's Most Popular Year Yet

February 2014 may ultimately be seen as the month when the cyber insurance coverage market really began. Although certain insurance companies are writing cyber coverage, and some insureds have acquired that coverage, neither…more

| Commercial Law & Contracts, Privacy, Insurance, Science, Computers, &...

Oil Spill Derailments Pose Challenge For Insurers

In the past year alone, five fiery oil train derailments have made front-page news by causing both catastrophic bodily injury and property damage in rural towns across Canada and the United States, including the 74-car freight…more

| Energy & Utilities, Insurance

The Missing Link In Business Interruption Coverage Claims

Suppose you are counsel for a policyholder impacted by a damaging storm, hurricane or other catastrophic event. Your client reports that it sustained property damage and a significant business interruption loss. You are asked to…more

| Commercial Law & Contracts, Insurance, Real Estate - Commercial

Where To Bring Damages Claims In EU Int’l Cartel Cases?

As Europe continues to open its door to private damages actions, questions arise as to where to bring claims against international cartelists. In this article, we provide a simplified overview of the highly complex set of rules…more

| Antitrust & Trade Regulation, Civil Procedure, Civil Remedies,...

Outside Party Lines: A Guide To Texas Nonparty Discovery

Discovery of information is one of the most important aspects of litigation — it allows both parties to identify the facts that support their claims or defenses. Because of this, some of the largest battles an attorney faces in…more

| Civil Procedure, Insurance

Tale of the Texas Appraisal Provision

A long time ago in a land far, far away, property insurers and their insureds recognized that not every insurance dispute necessitated the expense and headache of a full-blown lawsuit. The result of this recognition was the…more

| Alternative Dispute Resolution (ADR), Civil Procedure, Commercial Law &...

Texas Reminds Insurers of the Benefits of ADR Appraisals

Ever since the Texas Supreme Court drastically broadened the scope of appraisal in State Farm Lloyds v. Johnson, insurance companies providing coverage in Texas have likely wondered if continuing to include an appraisal…more

| Alternative Dispute Resolution (ADR), Civil Procedure, Commercial Law &...

Unique Discovery Challenges In International Cartel Cases

The global nature of many price-fixing cartels gives rise to unique challenges for obtaining evidence located outside the jurisdiction. Originally published in Competition Law360 on January 31, 2014…more

| Antitrust & Trade Regulation, Civil Procedure, Commercial Law &...

In Texas, Waiving Right To Appraisal Takes Prejudice

Texas has perhaps the most substantive body of law on insurance appraisal. In recent years, Texas courts have issued a plethora of appraisal-related decisions covering a vast assortment of topics. Some provide clarity on the…more

| Civil Procedure, Commercial Law & Contracts, Insurance

Herculean Metaphors, Other Peculiarities Of Heller v. Ace

Does a party waive its right to demand appraisal if it states in open court, “We don’t like appraisal,” simultaneously opposes a motion to compel appraisal in a companion case with nearly identical facts, attempts a unilateral…more

| Civil Procedure, Commercial Law & Contracts, Insurance, Real Estate -...

What The Hail Is Going On In Texas?

Every lawyer knows that most state court lawsuits fall into a few general categories: slip and falls, auto accidents, employment disputes and collection actions. Year after year after year, the majority of state court lawsuits…more

| Commercial Law & Contracts, Insurance, Real Estate - Residential

A Guide To Making O&P Payments On Texas Roof Repairs

Nearly every estimate submitted on behalf of a Texas building owner for the replacement of a commercial roof includes the same last two line items... Originally published in Texas Law360 on December 2, 2013…more

| Commercial Law & Contracts, Construction Law, Insurance, Real Estate -...

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