On March 25, 2020, State Rep. Thomas West of Ohio introduced legislation, HB 596, which would halt all in-state debt collections until Ohio’s state of emergency expired....more
The recent COVID-19 (or Coronavirus) pandemic has caused federal and state governments to adopt statutory or policy changes in order to protect consumers as foreseeable economic hardship is likely to occur. These...more
In This Issue:
- Recent Cases
..Dodd-Frank Prohibition on Yield Spread Premiums
..Dodd-Frank Prohibition on Arbitration
..Whistleblower Protection Under the Dodd-Frank Act
..Dodd-Frank Amendments to...more
In This Issue:
- Recent Cases
..Dodd-Frank Prohibition on Arbitration
..Statutory Damages Under TILA
..Preemption
..Declaratory Relief
..HAMP Claims
..Constitutional Challenge to...more
11/25/2013
/ Arbitration ,
Automotive Loans ,
Cease and Desist ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Declaratory Relief ,
Dodd-Frank ,
Elder Issues ,
HAMP ,
Mortgages ,
Preemption ,
Remittance Transfer Rule ,
RESPA ,
Richard Cordray ,
Truth in Lending Act (TILA) ,
Whistleblowers
In This Issue:
- Recent Cases
..CFPB Involvement in Litigation
..Say-On-Pay Voting
..Constitutional Challenges to Dodd-Frank
..TILA Rescission
..Dodd-Frank Amendment to the Securities and...more
9/24/2013
/ Basel Committee on Banking Supervision (BCBS) ,
CFTC ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Derivatives ,
Dodd-Frank ,
Fair Housing Act (FHA) ,
Federal Reserve ,
Mortgages ,
OCC ,
Payroll Cards ,
Preemption ,
Prepaid Payment Products ,
Regulation E ,
Remittance Transfer Rule ,
Rescission ,
Say-on-Pay ,
Securities Exchange Act ,
Small Business ,
Swaps ,
Truth in Lending Act (TILA) ,
Volcker Rule
In This Issue:
- Recent Cases
..Dodd-Frank Act Amendments to RESPA
..Amendments to Preemption Standards
..Whistleblower Protection
..SEC Final Rule Pursuant to Dodd-Frank Act Vacated
...more
7/31/2013
/ Basel III ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
FDIC ,
Federal Reserve ,
Garnishment ,
Mortgages ,
New Regulations ,
Preemption ,
RESPA ,
Securities and Exchange Commission (SEC) ,
SIPA ,
Truth in Lending Act (TILA) ,
UDAAP ,
Whistleblowers
In This Issue:
- Introduction
- Recent Cases
..Amendments to Preemption Standards
..TILA Statute of Limitations
..Dodd-Frank Amendments to RESPA
..Whistleblower Protection
..Say-on-Pay...more
5/29/2013
/ Ben Bernanke ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
Elder Issues ,
Electronic Fund Transfer Act ,
Federal Reserve ,
Financial Adviser ,
Kickbacks ,
Mortgage Loan Originators ,
Penalties ,
Preemption ,
Qualified Mortgage Rule ,
RESPA ,
Say-on-Pay ,
Statute of Limitations ,
Stress Tests ,
Truth in Lending Act (TILA) ,
Whistleblowers
In This Issue:
- Recent Cases
..CFTC Jurisdiction Under the Commodity Exchange Act
..Dodd-Frank Amendment to the TILA
..Preemption
..Say-On-Pay Voting
..Pre-Dispute Arbitration Agreements
...more
3/27/2013
/ Arbitration Agreements ,
CFTC ,
Commodity Exchange Act (CEA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Dodd-Frank ,
FDCPA ,
Federal Trade Commission (FTC) ,
Freddie Mac ,
HUD ,
Leveraged Loans ,
Loan Transfers ,
Preemption ,
Say-on-Pay ,
Truth in Lending Act (TILA) ,
Whistleblowers
In This Issue:
- RECENT CASES
. Dodd-Frank Challenges Under the Administrative Procedure Act and Commodity Exchange Act
. Preemption
. Whistleblower Protection Under the Dodd-Frank Act
. Arbitration...more
1/25/2013
/ Administrative Procedure Act ,
Arbitration Agreements ,
Basel Committee on Banking Supervision (BCBS) ,
CFTC ,
Commodity Exchange Act (CEA) ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
Federal Reserve ,
Federal Trade Commission (FTC) ,
Higher-Priced Mortgage Loans ,
HOEPA ,
Mortgages ,
OCC ,
Preemption ,
Qualified Mortgage Rule ,
RESPA ,
Say-on-Pay ,
Securities and Exchange Commission (SEC) ,
Swaps ,
Whistleblowers