Shannon O'Malley

Shannon O'Malley

Zelle Hofmann Voelbel & Mason LLP

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Texas Court Talks Insurance And Actual Cash Value

When an insured suffers a property loss, the insurance policy defines the parameters of recovery. Typically, a property insurance policy’s default valuation provision for a property loss is the actual cash value of the...more

4/10/2015 - Cash Value Commercial Property Owners Insurance Litigation Motions in Limine Property Damage Replacement Costs

Fracking Bans Don't Trigger Civil Authority Coverage

On Nov. 4, 2014, voters in Denton, Texas, which is home to more than 270 natural gas wells, approved a ballot initiative banning all hydraulic fracturing within the city’s limits. The Denton ban, which took effect on Dec. 2,...more

1/8/2015 - Citizen Initiative Campaigns Civil Authority Coverage Commercial General Liability Policies Fracking Fracking Bans Local Ordinance

Public Adjusters Do Not Have Free Pass To The Stand

In Falcon v. State Farm Lloyds, the Western District of Texas reminded litigants that licensed public adjusters are not immune from expert witness qualification requirements. Namely, a public adjuster’s license does not...more

8/11/2014 - Bad Faith Expert Witness Insurers Property Damage Property Insurance Public Adjusters Remediation State Farm

Gotham Insurance V. Warren E&P Answers Age-Old Question

In Gotham Insurance Co. v. Warren E&P Inc., the Texas Supreme Court recently addressed an age-old and often-asked question: Can an insurer recoup money paid to its insured when it later learns it overpaid? The answer:...more

5/29/2014 - Insureds Insurers Overpayment Reimbursements

A Whole Lotta Shaking Going On In Central US

When underwriters evaluate potential causes of loss in the central United States, perils such as tornados and high winds, hail, and fire are generally identified as the primary risks of loss. But earthquakes? That is not a...more

3/28/2014 - Property Damage Property Insurance Underwriting

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