My great Uncle Jack Urbinder passed away a few weeks back at age 88. He was my Grand- mother’s only brother (out of 3) who survived the Holocaust. Much like my grandmother, Uncle Jack was genuine and he told it as he saw it. He was a sweet man who also once proclaimed that he would only provide a gift if he was invited to a party (which is a rule I follow). Uncle Jack didn’t beat around the bush because he never minced any words. Unlike some of my other articles, this will invoke his spirit by being plain and upfront. Instead of citing lines from the move Airplane!, Caddyshack, and Fletch, this article is what 401(k) plan sponsors need to know to keep themselves out of trouble.