I always say that you should never be a spectator in your own life; you need to be an active participant in shaping your own life. Too often, a retirement plan sponsor acts like a spectator when the plan sponsor neglects their plan and ends up becoming a patsy when the plan is under Internal Revenue Service (IRS) or Department of Labor (DOL) review. The retirement plan sponsor becomes a patsy because they will get the blame when things with their plan goes wrong because they will get the blame as plan fiduciaries, so this article will help a plan sponsor avoid being a patsy and a spectator in their role as a retirement plan sponsor.
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