When people are sick, especially debilitating illnesses or diseases, it’s natural for them to travel far and wide to get the best medical coverage possible. I live in Long Island, but my children were born in Manhattan because we felt the care there was better. People who are ill will try to find the best medical coverage possible; they won’t hire a doctor because they’re the lowest price. So it’s kind of surprising that when it comes to the financial health for retirement plan sponsors, they skimp when it comes to hire their plan providers. To save a few hundred dollars, they may hire a third party administrator (TPA) who is incompetent and was only hired because they also happen to handle payroll. Plan sponsors need to make solid choices of retirement plan providers because it’s their neck on the line if they don’t. So this article is about the essential plan providers to hire and what to avoid when hiring them.
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