Multiple Employer Retirement Plans: A Bigger Bang for The Buck

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Sometimes what is old is new again. Over the years, clothing styles, hair styles, political styles, movie styles, and television program styles may come back after being out of fashion. For those that missed the initial breakthrough of the styles in question, it’s new to them. The same can be said about multiple employer retirement plans (MEPs). Many retirement plan providers have been touting MEPs recently and made plan sponsors think this is a new concept. MEPs have been around for years, but are only going back into style because of changes and concerns in the retirement plan industry. The comeback of MEPs is a positive development in the retirement plan business because it offers a choice to retirement plan sponsors on how to get a better plan at a better price while eliminating most of the liability that goes with being a plan sponsor and fiduciary. While MEPs aren’t for everyone, they are a choice for many plans to consider whether being part of a MEP outweighs the risk of being a standalone plan.

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