Christian Fletcher

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Portions of New York’s FAPA Survive Constitutional Challenges

Over the last four months, New York’s Appellate Division has finally begun to address constitutional challenges to the state’s Foreclosure Abuse Prevention Act (FAPA), an act that became effective in December 2022 and...more

2/24/2025  /  Appellate Courts , Constitutional Challenges , Contracts Clause , Due Process , Foreclosure , Mortgage Lenders , Retroactivity , Statute of Limitations , Takings Clause

Awaiting Appellate Precedent on Whether Recent New York Foreclosure Limits Are Constitutional

​​​​​​​Over a year after becoming law, New York’s Foreclosure Abuse Prevention Act, L. 2022, ch. 821 (eff. Dec. 30, 2022) (FAPA) continues to divide trial courts regarding the constitutionality of the law’s retroactive...more

1/15/2024  /  Appellate Courts , Constitutional Challenges , Consumer Lenders , Foreclosure , Lenders , Mortgages , Retroactive Application
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