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Hurricane Ian: An Anticipated Flood and Windstorm of Litigation Over Flood and Windstorm

In late September of 2022, Florida was again at the center of a historic natural disaster when Hurricane Ian made landfall along the Lee Island Coast as a strong Category 4 storm, leaving behind a wake of devastation....more

The Third District Court of Appeal Affirms Carrier's Prejudice/Late-Notice Defense

One of a policyholder's primary contractual duties after suffering a potential loss is to provide prompt notice to the insurer. Prompt notice is often described as a condition precedent to insurance coverage. In fact, Florida...more

Does Your Water Damage Sublimit Really Limit Your Water Damages? It Depends...

On June 29, 2022, Florida's Fourth District Court of Appeal issued a favorable decision for insurers, but on its face, the decision may seem to conflict with Fifth District law....more

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