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D&O Coverage Alternatives: Self-Funded Side A Directors and Officers Coverage

The costs of directors and officers (D&O) insurance continue to climb, in large part due to higher legal costs, increasing complexity and the severity of securities class action litigation and derivative suits. In 2020 alone,...more

Business Interruption Claims Continue to Erupt Across the Legal Scene

As the second quarter of 2021 continues, one thing is clear: COVID-19 business interruption claims are here to stay for the foreseeable future. Some legislators have proposed bills that would force insurers to cover certain...more

COVID-Related Insurance Claims Remain a Focal Point as the New Year Begins

At the start of 2021, one thing is clear: COVID-19 will continue to play a major part in insurance coverage litigation trends in the new year. Until now, the main focus has been on claims for lost business income due to...more

Novel Coronavirus Prompts Coverage Litigation for Both Business Interruption and Canceled Events

COVID-19 has forced ski slopes to cease operation, compelled people to cancel trips of all kinds, and closed many summer camps. Attempts by insureds to obtain refunds or otherwise recoup the money they paid in connection with...more

Consolidation of Pennsylvania Business Interruption Suits Has Opposition, Even From Insureds

Business interruption suits against an insurer filed in Allegheny, Philadelphia and Lancaster Counties in Pennsylvania, will be coordinated and will proceed before Judge Ward of the Allegheny County Court of Common Pleas. The...more

New Jersey Supreme Court Instructs That Made-Whole Doctrine Does Not Override Policyholder’s Assumption of Risk

The New Jersey Supreme Court recently answered a question of law certified to it by the Third Circuit Court of Appeals, and held that the made-whole doctrine “does not apply to first-dollar risk, such as a self-insured...more

Insurers Score a Win in First Substantive COVID-19 Business Interruption Decision

Since the side effects of COVID-19 have set in, insurance companies have seen over 500 lawsuits filed, claiming that business interruption coverage applies to losses caused by COVID-19 related restrictions. These suits...more

Pennsylvania Supreme Court Finds Insurer Must Defend Against Allegations of ‘Accidental’ Altercation During Murder-Suicide

In an exception to the COVID-19-related news that has dominated recent headlines, the Pennsylvania Supreme Court recently ruled in favor of an insured contending that its insurance carrier must provide defense and potential...more

Remand Order Underscores Federal Courts’ Reluctance to Enter COVID-19 Business Interruption Fray

On May 19, a federal judge in the Western District of Pennsylvania remanded a suit brought by a Pittsburgh restaurant seeking business interruption insurance coverage. The underlying suit, DiAnoia’s Eatery LLC v. Motorists...more

Pennsylvania Supreme Court Rejects Emergent Application to Consolidate COVID-19 Business Interruption Claims

On May 14, 2020, the Supreme Court of Pennsylvania rejected a request by a group of Pennsylvania attorneys that the Court use its King’s Bench power in connection with a case seeking a determination of whether an insurer owed...more

Coronavirus-Related Coverage Claims Flood Courts as Insureds Seek Advisory Opinions and Parties Dispute Whether Virus Satisfies...

As anticipated, the coronavirus is generating coverage litigation as governmental bodies across the nation order the limitation of operations or closure of nonessential business. As a result, businesses across the nation are...more

Business Interruption: The Convergence of Coverage and Science

The United States is now reported to have the most COVID-19 cases in the world, with more than 140,000 cases confirmed. This number is projected to increase significantly over the coming weeks and months. The COVID-19...more

Insurance and the Coronavirus: Assessing Potential Claims and Coverage Issues

The worldwide outbreak of COVID-19 has the potential to impact various lines of insurance coverage. As always, the determination of whether an insurance policy affords coverage for a specific claim will depend on the language...more

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