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Texas 'Hail Bill' Promotes Dispute Resolution Without Litigation

On Sept. 1, 2017, Texas Insurance Code Section 542A — known as the “Hail Bill” — took effect. Primarily prompted by abuses relating to hailstorm litigation, the new law applies to all first-party property insurance claims...more

Civil Authority Coverage in the Wake of Harvey and Irma

As the category 4 Hurricane Harvey approached the Texas Gulf Coast, many areas evacuated in preparation for the storm. And in the wake of the hurricane and the widespread flooding that followed, additional evacuations and...more

Why Menchaca Changes Nothing for Appraisal Law

On April 7, 2017, the Supreme Court of Texas issued an opinion that some argue changed the landscape of Texas law regarding extracontractual liability in first-party insurance cases. In USAA Texas Lloyds Co. v. Menchaca, the...more

Will Insurers Respond To The Texas Floods?

May 2015 was a month of record rain for Texas. Meteorologists reported that in May alone, 37.3 trillion gallons of water fell in Texas — enough to cover the entire state with 8 inches of water. The nonstop barrage has caused...more

Texas' Progressive Claim Affliction Is Treatable

A case recently considered by Texas' Thirteenth Court of Appeals illustrates a fact pattern becoming all too familiar in Texas first-party property insurance claims. The story goes something like this....more

Estimates vs. Bids: Determining Insurer Obligation

The typical property insurance claim begins with notification of a loss from the insured or its broker. Thereafter, the carrier sends out an adjuster to investigate the loss and determine whether, and to what extent, coverage...more

Outside Party Lines: A Guide To Texas Nonparty Discovery

Discovery of information is one of the most important aspects of litigation — it allows both parties to identify the facts that support their claims or defenses. Because of this, some of the largest battles an attorney faces...more

Appraisal Process Is Ripe For Revision

Appraisal has long been utilized as a tool for resolution of disputes over the amount of loss at issue in property insurance claims. Appraisal was once an amicable, prompt and independent process to resolve claims when...more

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