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Direct Means Proximate? Oregon District Court Holds Ransomware Payment Is a Direct Loss

In yet another troubling decision to the crime insurance industry, on Dec. 6, a federal district court, applying Oregon law, found coverage for a ransomware payment under a Computer Fraud insuring agreement. Yoshida Foods...more

12/15/2022  /  Cyber Attacks , Fraud , Hackers , Ransomware

“Cause(ation)” For Concern: Two Recent Troubling Social Engineering Cases

The most significant coverage issue facing the fidelity industry today is the scope of causation. Whether a court applies a “direct means direct” or a tort-based proximate cause standard often is the deciding factor in...more

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