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California Supreme Court Confirms Vertical Exhaustion Rule Applies Before Depletion of All Primary Coverage

On June 7, the California Supreme Court issued an important opinion clarifying the circumstances under which an insured may trigger coverage under an excess policy in relation to a loss spanning multiple policy periods. This...more

Ninth Circuit Rejects Retroactive Consent for Recording Website Users

On May 31, the Ninth Circuit issued a memorandum disposition in Javier v. Assurance IQ, LLC, addressing two important questions in California: (1) whether a business can record user interactions on its website without their...more

California Supreme Court Confirms Call-Recording Statute Applies to Parties and Nonparties Alike

California Penal Code Section 632.7, part of California's Invasion of Privacy Act, prohibits the recording of a communication between a cellular or cordless telephone and another telephone without the consent of all parties....more

Pinto v. Farmers Insurance Exchange: California Appellate Court Confirms Juries Must Specifically Find Insurer Acted Unreasonably...

On March 8, the California Court of Appeal issued an important opinion clarifying that the trier of fact in a bad faith “failure to settle” case must specifically find that the insurer acted unreasonably in order to find...more

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