Below are links to some recent CrunchedCredit posts,including a preview of next week’s CREFC conference inMiami. For more information or to subscribe, visit us atCrunchedCredit.com. You can also sign up to receiveemail alerts and follow us on Twitter at twitter.com/crunchedcredit.

In This Issue:

- January Conference 2013: CREFC's Going to Miami

- A Christmas Wish: Fix Dodd-Frank (Just a Little)

- Optimism Abounds at the CREFC After-Work Seminar: "Lender Perspective: Current State of the Debt Markets & Trends for 2013"

- CrunchedCredit.com's 3rd Annual Golden Turkey Awards

- The Phony War

- Excerpt from The Phony War:

It’s been a while since we’ve visited Europe in this column, but events, or non events, cry out for a fly-by. I am reminded of those months of September 1939 to April 1940 when the conflagration that was to be WWII was looming over the western world, yet, on the western front, no shots were fired. Last we wrote, we wondered how long the European community could avoid acknowledging the ultimate denouncement that its economic model of the past half century had failed and simply had to change radically. With sovereign debt continuing to grow and default threatened in Greece and, perhaps, elsewhere, a broad recession, many states with breathtaking levels of unemployment, broken banks, and growing civil unrest, where was the path to normalcy?