The Federal Deposit Insurance Corporation (FDIC) has published multiple resources to help community bankers learn more about single-family housing products offered by federal agencies and government-sponsored enterprises. The publication of the Affordable Mortgage Lending Guide, Part I: Federal Agencies and Government Sponsored Enterprises along with the launch of the internet-based Affordable Mortgage Lending Center were both developed in response to substantial feedback from community bankers who did not understand the array of federal housing programs and requested a consolidated resource articulating the assortment of programs available.
The first part of the Mortgage Lending Guide defines federal programs for single-family housing lending, including purchase, refinance, and manufactured housing. The guide also covers programs that are intended to assist a diverse set of communities from veterans, first-time homebuyers, and those living in rural areas to lower- and moderate-income individuals. The corresponding Affordable Mortgage Lending Center includes data, fact sheets, and mortgage lending studies.
The FDIC anticipates the publication of two additional parts—State Housing Finance Agencies and Federal Home Loan Banks—by the end of 2016.