Several federal regulatory agencies recently increased the maximum amount of their civil monetary penalties by 6.2% in order to maintain the deterrent effects of the penalties in the face of rising inflation.  Those agencies include the CFPB, the Federal Reserve, FHFA, FinCEN, the VA, and OCC.  This adjustment is made in January of every year as required by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015.