Federal and state governments are beginning to issue emergency orders and take other actions related to foreclosure. Below is a summary of those actions to date. We will update this summary as new information becomes available.

Federal Actions

FHFA – On March 18 FHFA issued an order suspending foreclosures and evictions for all Fannie and Freddie loans. The suspension is in effect for at least the next 60 days.

HUD – On March 18 HUD issued Mortgage Letter 2020-04, suspending foreclosure and evictions on FHA loans for 60 days. The letter also extends deadlines of the first legal action and reasonable diligence timelines by 60 days.

State Actions

California – On March 16 Governor Newsom issued an order permitting localities to take whatever means necessary to promote housing security and stability.

• Los Angeles – On March 13 Mayor Garcetti issued an order prohibiting evictions.
• San Francisco – On March 13 Mayor Breed issued an order prohibiting evictions.

Indiana – On March 19 Governor Holcomb issued an emergency order suspending all foreclosure and eviction proceedings until May 5, 2020.

Kansas – On March 17, Governor Kelly ordered all financial institutions operating in Kansas to suspend initiation of: (1) any mortgage foreclosure efforts or judicial proceedings, and (2) any commercial or residential evictions efforts or judicial proceedings until May 1, 2020.

Maryland – On March 16 Governor Hogan issued an emergency order suspending evictions.

New Hampshire – On March 17 Governor Sununu suspended all foreclosures for the duration of New Hampshire’s state of emergency.

New Jersey – On March 19 Governor Murphy issued an emergency order staying the enforcement of all judgments related to foreclosure or eviction, and also prohibiting removal of any resident in connection with a foreclosure or eviction. The order permits initiating or continuing foreclosure and eviction proceedings.

New York – On March 19 the New York State Office of Court Administration announced a suspension of all foreclosure proceedings and residential evictions.

Oregon – The state has not issued emergency orders related to foreclosures, but on March 17 Multnomah County issued a moratorium on evictions.

Washington – The state has not issued orders related to foreclosures, but on March 18 Governor Inslee issued a moratorium on evictions. Seattle Mayor Durkan previously issued an order suspending evictions on March 14.