President Trump’s budget permanently extends numerous provisions of the Internal Revenue Code from the Tax Cuts and Jobs Act (TCJA) of 2017 scheduled to expire at the end of 2025 and includes several changes that will have…
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/ Administrative Law, Real Estate - Commercial, Real Estate - Residential, Taxation, Zoning, Planning & Land Use
H.R.1—the One Big Beautiful Bill Act (OBBBA)—contains several provisions that directly affect employer-provided benefit programs, primarily health and welfare programs…
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/ Administrative Law, Health, Insurance, Labor & Employment Law, Taxation
The Senate has confirmed Jonathan Gould as Comptroller of the Currency.
Gould, who served as Senior Deputy Comptroller and Chief Counsel at the OCC during President Trump’s first term, was confirmed 50-45. Every Democrat…
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/ Administrative Law, Consumer Protection, Elections & Politics, Finance & Banking
When District of Columbia Council Chairman Phil Mendelson introduced the Rebalancing Expectations for Neighbors, Tenants and Landlords (RENTAL) Act, there were high hopes that much needed reform to the Tenant Opportunity to…
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/ Real Estate - Residential, Zoning, Planning & Land Use
In Trump v. American Federation of Government Employees, a case on its emergency docket that could have implications for the CFPB, the Supreme Court issued a brief opinion allowing the Trump Administration to fire tens of…
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/ Administrative Law, Constitutional Law, Consumer Protection, Elections & Politics, Finance & Banking
Recently the U.S. Department of Housing and Urban Development (HUD) rescinded various FHA mortgage loan requirements in a series of five Mortgagee Letters…
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/ Administrative Law, Finance & Banking, Insurance, Real Estate - Residential
In the aftermath of the Supreme Court’s ruling on June 27 invalidating universal injunctions as the remedy imposed by three federal district courts that had determined that President Trump’s Executive Order limiting birthright…
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/ Civil Procedure, Constitutional Law, Consumer Protection, Finance & Banking, Immigration Law
President Trump signed into law what is commonly referred to as the One Big Beautiful Bill Act (OBBBA), extending provisions from the Tax Cuts and Jobs Act of 2017 otherwise set to expire at the end of this year. The new budget…
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/ Administrative Law, Elections & Politics, Nonprofit Law, Taxation, Wills, Trusts, & Estate Planning
Are you contemplating a merger or acquisition with a connection to Washington State? Effective July 27, 2025, any transaction requiring pre-notification under the federal Hart-Scott-Rodino Antitrust Improvements Act of 1976 (HSR…
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/ Antitrust & Trade Regulation, Business Organizations, Commercial Law & Contracts, Mergers & Acquisitions
The huge budget bill signed by President Trump on July 4 does not include a proposal from Senate Banking, Housing and Urban Affairs Committee Republicans to delay implementation of the Section 1071 rule for ten years, but the…
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/ Administrative Law, Civil Rights, Consumer Protection, Elections & Politics, Finance & Banking
On June 20, 2025, the Office of the Comptroller of the Currency (OCC), Treasury, the Board of Governors of the Federal Reserve System (FRB), and the Federal Deposit Insurance Corporation (FDIC) announced they are seeking public…
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/ Administrative Law, Consumer Protection, Finance & Banking
On behalf of the American Bankers Association (ABA) and the Consumer Bankers Association (CBA), Ballard Spahr has submitted an amicus brief to the United States Supreme Court in Coinbase, Inc., et al. v. Kramer, et al., No…
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/ Alternative Dispute Resolution (ADR), Commercial Law & Contracts, Finance & Banking
The budget bill signed by President Trump on July 4 will make massive cuts to the CFPB’s budget.
The huge bill changes the amount that the CFPB may receive from the Federal Reserve from a maximum of 12% of the Fed’s…
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/ Consumer Protection, Elections & Politics, Finance & Banking
The Department of Housing and Development is seeking information about the impact that the frequent use of Buy Now, Pay Later (BNPL) products may have on borrowers’ ability to meet housing-related expenses, including rent or…
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/ Consumer Protection, Finance & Banking, Real Estate - Residential
The U.S. Court of Appeals for the Sixth Circuit, in a full en banc decision, raised the pleading and proof standards for plaintiffs seeking to certify multistate automotive defect class actions. The court’s June 27, 2025, ruling…
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/ Civil Procedure, Consumer Protection, Products Liability
