Brienne Marco

Brienne Marco

Spilman Thomas & Battle, PLLC

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Latest Publications


Response Plan Rewind: The Essentials of Data Breach Response Plans

From the financial sector to the healthcare industry, and even the security business itself, hackers are creeping their way into business data systems and pilfering personal information. For financial institutions, security...more

10/22/2015 - Credit Reporting Agencies Cybersecurity Data Breach FDIC Financial Institutions FRB Hackers Incident Response Plans Interagency Guidance Notice Requirements OCC OTS Personal Data Popular Suspicious Activity Reports

Community Banking Excellence - Issue 3, 2015

In This Issue: - Another Perspective - James C. Cherry, Chief Executive Officer, Park Sterling Bank: With more than three decades of experience in banking in North Carolina and Virginia, Park Sterling's CEO James C....more

10/21/2015 - Anti-Deficiency Provisions CEOs Community Banks Cyber Attacks Cybersecurity Data Breach Financial Institutions Foreclosure Guarantors Incident Response Plans Lenders Mortgages

Real Property 101 for Community Bankers in the Spilman Footprint

What is the difference between a Deed of Trust and a Mortgage? The terms “Deed of Trust” and “mortgage” are often used by people interchangeably. Both serve to give the lender a lien as collateral for a loan but, these...more

6/13/2015 - Bona Fide Purchaser Community Banks Creditors Deed of Trust Joint Tenancy Joint Tenancy with Right of Survivorship Lenders Lien Priority Liens Loans Mortgages Real Estate Professionals Recording Acts Surviving Spouse Tenancy by Entirety Tenancy-in-Common

Community Banking Excellence - Issue One 2015

In This Issue: - Another Perspective - Facing Merger Challenges. In 5, 4, 3, 2, 1.... - Real Property 101 for Community Bankers in the Spilman Footprint - Facet One of Social Media and Community Banks - Employees...more

6/2/2015 - Banks Community Banks Deed of Trust Lenders Mergers Mortgages Social Media Policy

The TCPA: Take Care, Pitfalls Ahead

For more than twenty years, the federal government has attempted to limit the number of unsolicited phone calls consumers receive through the Telephone Consumer Protection Act, 47 U.S.C. § 227 (“TCPA”), which is perhaps best...more

1/6/2014 - Do Not Call List FCC TCPA

Recent Decisions Enforcing Arbitration Provisions

For banking executives and in-house counsel, arbitration can be a preferable alternative to litigation to avoid costly trials and home-town advantages. In this article, we highlight four recent court decisions that affect the...more

10/11/2013 - American Express American Express v Italian Colors Restaurant Arbitration Arbitration Agreements Class Action Class Action Arbitration Waivers Federal Arbitration Act Interlocutory Appeals Non-Parties SCOTUS

Servicemembers Civil Relief Act: Provisions Affecting Banking Institutions

According to December 2012 data from the federal Bureau of Labor Statistics, the unemployment rate for Gulf War Era veterans, hovering around eight percent, remains higher than the national rate. Over the last decade, more...more

3/25/2013 - Deed of Trust Default Foreclosure Interest Rates Mortgages Motion To Stay Servicemembers’ Civil Relief Act

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