Frank Springfield

Frank Springfield

Burr & Forman

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Eleventh Circuit: Entity Collecting Debt Acquired After Default Is Not Necessarily “Debt Collector” Under FDCPA

In Davidson v. Capital One Bank (USA), N.A., a case closely followed by the financial services industry and handled by Burr & Forman, LLP, the Eleventh Circuit held that an entity collecting a debt that was acquired after...more

8/25/2015 - Capital One Debt Collection Debt Collectors FDCPA Financial Institutions HSBC

FDCPA Bona Fide Error Defense Held Applicable to Statute-of-Limitation Mistakes of Law

Following the Supreme Court’s ruling in Jerman v. Carlisle, McNellie, Rini, Kramer & Ulrich LPA, 559 U.S. 573 (2010), it is clear that the bona fide error defense set forth in section 1692k(c) of the Fair Debt Collection...more

8/19/2015 - Banking Sector Banks Consumer Lenders Credit Cards Debt Collection Debt Collectors FDCPA Financial Institutions Midland Funding SCOTUS Statute of Limitations Summary Judgment

The Debt Collection Industry And The CFPB: The Beginning Of A Supervisory Relationship And Specific Concerns For Attorneys

Originally Published in ABA's Business Law Today - March 2013. Prior to the enactment and implementation of Title X of the Dodd-Frank Act (Pub. L. No. 111-203, 124 Stat. 1376 (2011)), the actions of the nation's large...more

3/25/2013 - CFPB Debt Collection Dodd-Frank FDCPA FTC

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