Mark J. Furletti

Mark J. Furletti

Ballard Spahr LLP

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CFPB Proposes Sweeping Changes for Prepaid Cards

The Consumer Financial Protection Bureau has issued an 870-page proposal for prepaid cards (including 156 pages of actual proposed rules) that mandates new disclosures, error resolution procedures, consumer liability limits...more

11/14/2014 - CFPB Prepaid Payment Products Proposed Regulation

CFPB reports payday and deposit advance loan findings at Senate payday loan hearing

David Silberman, the CFPB’s Associate Director of Research, Markets and Regulations, made the CFPB’s April 2013 white paper on payday and deposit advance loans the focus of his testimony at the hearing held on July 24 by the...more

7/26/2013 - CFPB Payday Loans

More on CFPB employee vote to unionize

As we reported last week, the National Treasury Employees Union (NTU) won an election to represent over 800 of the CFPB’s 1,200 employees. The vote was 378 in favor and 86 against....more

5/20/2013 - CFPB Unions

Mortgage Foreclosure Is Debt Collection under the FDCPA, Sixth Circuit Holds

Lawyers whose principal business is mortgage foreclosure or who regularly handle mortgage foreclosures are “debt collectors” subject to the Fair Debt Collection Practices Act, the U.S. Court of Appeals for the Sixth Circuit...more

1/24/2013 - CFPB Debt Collectors FDCPA Foreclosure Mortgages

Gotcha-free exams

I am at the ABA Consumer Financial Services Committee’s meeting in Naples, Florida. (There is record attendance at this year’s meeting—nearly 225 consumer financial services lawyers. I am sure that the CFPB deserves some...more

1/7/2013 - CFPB

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