The U. S. Court of Appeals for the Fourth Circuit has held that a class representative who failed to allege a concrete injury from incomplete or incorrect information on his credit report did not satisfy the standing...more
In 2014, twenty (20) cases were filed in Virginia seeking to redress alleged violations of various consumer protection statutes on a class-wide basis. Most of these cases were concluded in 2015 without the certification of a...more
When employers obtain a consumer report for employment purposes, §1681b(b)(3)(A) of the Fair Credit Reporting Act (the “FCRA”) requires issuance of a pre-adverse action notice to the subject of the report (the “consumer”) if...more
9/15/2015
/ Adverse Employment Action ,
Class Action ,
Credit Reports ,
Criminal Background Checks ,
Employee Credit Checks ,
Employer Liability Issues ,
Fair Credit Reporting Act (FCRA) ,
Hiring & Firing ,
IBM ,
LexisNexis ,
Notice Requirements ,
Popular ,
Wells Fargo
Forty percent of the consumer class actions filed in Virginia in 2014 alleging violations of the Fair Credit Reporting Act (“FCRA”) relate to background reports for employment purposes. With one exception, all of the cases...more
In Virginia, class action lawsuits are not permitted in state court. This limitation, however, does not mean that companies doing business in Virginia are not defending class action lawsuits in Virginia....more
1/15/2015
/ Class Action ,
Credit Reporting Agencies ,
Debt Collectors ,
Employer Liability Issues ,
Fair Credit Reporting Act (FCRA) ,
Fair Housing Act (FHA) ,
Fair Labor Standards Act (FLSA) ,
FDCPA ,
Financial Institutions ,
Insurance Industry ,
Manufacturers ,
Retailers ,
TCPA ,
Wage and Hour