Trevor Salter

Trevor Salter

Ballard Spahr LLP

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California Enacts New Website Disclosure Requirements

A new California law taking effect on January 1, 2014, will require any operator of a website or online service that collects personally identifiable information on state residents to include new do-not-track disclosures in...more

10/14/2013 - Disclosure Requirements Do Not Track Jerry Brown Privacy Laws Websites

Lost in translation? Ensuring appropriate documentation in the pre-litigation debt collection process

At yesterday’s joint FTC-CFPB roundtable on the debt collection industry, industry representatives advocated for a uniform, national standard for the documentation to be provided to debtors in the pre-litigation phase of the...more

6/10/2013 - CFPB Debt Debt Collection Documentation FTC Roundtable

Debt collection litigation: More documents or more face-to-face?

Industry representatives and consumer advocates collectively lamented the high non-appearance rate of debtors in court in debt collection cases at yesterday’s joint FTC-CFPB roundtable on the debt collection industry....more

6/10/2013 - CFPB Court Appearances Debt Collection Documentation FTC

Does the FDCPA need to get with the times?

At yesterday’s joint FTC-CFPB roundtable on the debt collection industry, the Fair Debt Collection Practices Act (“FDCPA”) was referenced together with the “1970s” a number of times. Commissioner Julie Brill, in an unscripted...more

6/10/2013 - CFPB Debt Collection FDCPA FTC

Mortgage Banking Update - March 21, 2013

In This Issue: - Uniform State Test Implementation Nearing - Mortgage Servicer's Alleged Failure To Be Licensed Subjects Company to Claims under State and Federal Debt Collection Statutes - Sixth Circuit...more

3/21/2013 - Amount in Controversy CAFA Class Action Data Protection Debt Collection FDCPA Foreclosure FTC HOA Licenses Liens Mobile Payments Mortgages Privity of Contract Res Judicata Robo-Signing SCOTUS Uniform State Test

FTC Issues Report on Mobile Payments

The Staff Report on mobile payments recently issued by the Federal Trade Commission (FTC) focuses on areas of concern discussed at the FTC’s April 2012 workshop. The report does not break much new ground, but it does...more

3/18/2013 - Data Protection FTC Mobile Devices Mobile Payments

More on enforcement attorneys and supervisory exams

The discussions at the ABA Consumer Financial Services Winter Meeting have reached biblical proportions (literally). The participants on yesterday’s CFPB Exams and Enforcement panel read from the New Testament on “ravening...more

1/7/2013 - CFPB Enforcement Attorneys

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