While the onset of a natural disaster is generally unpredictable, we can proactively prepare with mitigation efforts and emergency response procedures. As we experienced throughout 2020, and through present day, natural...more
While the onset of a natural disaster is generally unpredictable, we have become accustomed to bracing ourselves for the inevitable hurricane, tornado, flood, or wildfire. Preparation for business disruptions as a result of...more
9/10/2020
/ Acquisitions ,
Business Interruption ,
Business Losses ,
Disaster Preparedness ,
Force Majeure Clause ,
Hurricane Season ,
Infrastructure ,
Insurance Claims ,
Insurance Industry ,
Mergers ,
Natural Disasters ,
Property Damage ,
Property Insurance ,
Severe Weather ,
Wildfires
The COVID-19 pandemic has caused devastating financial losses for businesses across the country. Insurers have responded with reflexive denials of coverage. In response, a growing number of jurisdictions are considering...more
This is the second episode in a three-part series on emergency preparedness and response in long-term care. Since natural disasters can result in monumental expenses for rebuilding facilities, it is important to understand...more
10/12/2017
/ Business Interruption ,
Causation ,
Civil Authority Coverage ,
Commercial Insurance Policies ,
Disaster Preparedness ,
Emergency Response ,
Failure to Mitigate ,
First-Party Coverage ,
Flood Insurance ,
Infrastructure ,
Ingress/Egress ,
Long Term Care Facilities ,
Long-Term Care ,
Policy Exclusions ,
Proof of Loss ,
Property Damage ,
Property Insurance ,
Senior Housing
This hurricane season represents the first time in the history of record keeping that two Category 4 or higher hurricanes, Harvey and Irma, have struck the U.S. mainland in the same year. Within a month, Hurricanes Harvey and...more
9/20/2017
/ Business Interruption ,
Flood Insurance ,
Hurricane Harvey ,
Hurricane Irma ,
Hurricane Maria ,
Hurricane Season ,
Insurance Claims ,
Insurance Industry ,
Natural Disasters ,
Property Damage ,
Severe Weather