The coronavirus pandemic has ravaged the global entertainment and sports industries, with Wimbledon, scheduled for June 29 to July 12, 2020, the 74th annual Tony Awards, scheduled for June 7, 2020 at New York City’s Radio...more
As more and more businesses seek coverage for the loss of income arising from the coronavirus (Covid-19) pandemic, one of the key issues in determining whether there is coverage under commercial property insurance policies...more
Following other states, like Georgia, that have recently issued orders that prevent insurers from canceling insurance policies during the ongoing pandemic, Delaware has issued an order that insurers cannot cancel policies...more
On August 29, 2019, Governor Rick DeSantis issued Executive Order number 19-190 that extended the state of emergency in Florida to cover every county in the state. Hurricane Dorian is now predicted to be a Category 4...more
Zelle LLP invites you to join us for a week of webinars featuring insurance topics that are of critical importance to adjusters and insurance professionals. This series will cover managing insurance claims in the wake of...more
6/19/2019
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Business Interruption ,
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Continuing Education ,
Flooding ,
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Hurricane Season ,
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Insurance Claims ,
Insurance Fraud ,
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Natural Disasters ,
Property Damage ,
Property Insurance ,
Reinsurance ,
Webinars
A year after a series of “bomb cyclones” struck the United States as reported by my partner Seth Jackson last year, the “bomb cyclone” is back in the news as part of large winter storm that wreaked havoc across the United...more
In November of 2016 we wrote about the potential impact that a government shutdown might have on event cancellation policies. Now that the potential risk of a prolonged shutdown became a reality — and the potential for a...more
The Supreme Court of Ohio recently weighed in on the ongoing debate over whether a subcontractor’s faulty workmanship can be an “occurrence” under a commercial general liability policy in Ohio Northern University v. Charles...more
The North Carolina Insurance Commissioner has activated the North Carolina Department of Insurance’s Disaster Mediation Program for first party claims in the wake of Hurricane Florence. The Program only becomes available if...more
On October 15, 2018, the Florida Office of Insurance Regulation issued an Emergency Order related to Hurricane Michael.
Some of the more notable provisions of this emergency order include the following...more
On October 7, 2018, Governor Rick Scott issued Executive Order 18-276 officially declaring a state of emergency in 26 counties including Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf,...more
Hurricane Michael is making landfall in the panhandle of Florida as a wildly unexpected Category 4 hurricane. There will unquestionably be damage to structures caused by both storm surge/flood and wind. To the extent that one...more
On October 9, 2018, in anticipation of Hurricane Michael pushing through the panhandle of Florida and impacting the lower half of Georgia, Governor Nathan Deal issued a State of Emergency for most of the counties in the...more
The flooding that has accompanied Hurricane Florence raised concerns about pollution from flooded ash dumps and hog farms. With confirmation of at least one failure of an ash dump and the breach of a lagoon holding hog waste,...more
The devastating impact of Hurricane Florence may be felt well beyond North and South Carolina Boasting over 460,000 manufacturing workers, North Carolina has the largest manufacturing workforce in the Southeast, and the 10th...more
The evacuation orders issued in both North and South Carolina in advance of Hurricane Florence and the extensive flooding following its landfall will no doubt give rise to business interruption claims. Typically, coverage for...more
With formidable winds, tremendous storm surge and prolonged rain, the damage caused by Hurricane Florence will no doubt reignite the age-old debate: what happens when damage is caused by both covered and excluded perils? The...more
As Hurricane Florence, now a Category 3 hurricane, with winds in excess of 120 mph, approaches the Carolinas, it is almost certain that there will be widespread and prolonged power outages throughout both states. This will...more
Hurricane Florence: South Carolina Claim Guidelines -
With the Imminent Arrival of Hurricane Florence in South Carolina, Insurers Should Keep in Mind the Following Requirements Contained in the South Carolina Insurance...more
Hurricane Florence: North Carolina Claim Guidelines -
With the Imminent Arrival of Hurricane Florence in North Carolina, Insurers Should Keep in Mind the Following Requirements Contained in the North Carolina Insurance...more
As Tropical Storm Gordon made landfall in Louisiana with wind speeds near hurricane strength, its impact will likely be felt across many states. Unlike the traditional business interruption loss, where the focus is on the...more
Most commercial and residential insurance policies contain exclusions for earth movement, flood or surface water. At first glance it may appear clear that these policies would not cover damage from a mudslide. However, as the...more
As the deadline for passing a permanent funding bill expired on January 19, 2018, the United States government shut down for the first time in over four years. At the heart of the current budget drama is disagreement amongst...more
As of the date of the publication of this blog entry, the wildfires that have been ravaging Northern California since October 8, 2017 have been somewhat contained. However, the slightest change in weather conditions could...more
In its recent decision in Rancosky v. Washington National Insurance Company, the Pennsylvania Supreme Court examined, for the first time, Pennsylvania’s standard for insurance bad faith. The court held that, while an...more