Understanding the Surplus Lines Broker’s Role: Key Responsibilities and Regulatory Insights
Introducing Surplus Lines 360
The Standard Formula Podcast | Developments on the Horizon for the UK Change-in-Control Regulatory Regime
Insurance Renewals: Know When to Hold ‘ Em, Know When to Walk Away
What to do When Your Business Has Been Sued
Insurtech Briefly Podcast - Embedded Insurance: Past and Present
The Ransomware Attack Part 2 – How To Respond When The Enemy Overcomes The Gates
Lowenstein’s New Insurance Recovery Podcast Series, “Don’t Take No for an Answer”
Who has the golden compass? Six insurance M&A trends in 2024-2025 - Insurance M&A remained strong in 2024-2025, with global deal volume rising 10% year-on-year to 612, according to Mergermarket. Deal value saw an even...more
With Ruling No. 286 of 5 November 2025, the Italian Revenue Agency clarified the withholding tax obligations introduced in 2024, which now also apply to insurance agents. The case concerned a Belgian insurance and reinsurance...more
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they break down the critical role of surplus lines brokers in insurance transactions. Learn the distinctions between admitted and surplus lines markets,...more
This article will examine three Insureds, their respective projects, and how project losses and builder’s risk insurance claims affected project outcomes. Additionally, we will discuss the decisions and actions taken that...more
Surplus Lines Market The surplus lines market exists to provide insurance to consumers whose needs are not met by insurers regulated by the state as admitted carriers, and it functions as a supplement or complement to the...more
“How much limit should we buy?” This is a perennial question in the world of reps and warranties insurance (RWI). For years, the shorthand answer has been: 10% of enterprise value. But as with many rules of thumb, it’s worth...more
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they kick off Surplus Lines 360, a series that demystifies the evolving landscape of surplus lines insurance. In this video, discover what surplus lines...more
Anyone in the insurance brokerage world generally knows the three magic words that require an insurance producer license: the “sale,” “solicitation,” or “negotiation” of insurance. For too many, this is the end of the...more
A federal district court in Utah, applying Utah law, has determined that an insurer could deny coverage under a claims-made policy for untimely notice without proving prejudice. The insured had a claims-made Employment...more
The way a workers' comp (WC) claim is handled can significantly affect both outcomes and costs. Unless your organization is self-insured and self-administered, you’re not directly responsible for managing your workers'...more
We are pleased to bring you our monthly insurance update. And insurance brokers will be pleased with the Connecticut Supreme Court’s decision on the scope of an insurance agent’s duties. The court held that an agent has...more
On October 10, 2025, the Connecticut Department of Insurance (the Department) issued Bulletin SL-6 (the Bulletin) to restate the requirements generally applicable to surplus lines placements, and to advise that the diligent...more
Recent economic news reports have highlighted increasing inflation rates, rising unemployment numbers, and growing consumer credit delinquencies. Other factors, including medical and student loan debt, may add to the...more
In reality, policies often contain gaps where coverage is limited or excluded altogether. Those blind spots can translate into costly exposures, from lawsuits and regulatory penalties to major out-of-pocket losses....more
Marine Insurance in Ship Finance Transactions: What Lenders and Owners Need to Know - Marine insurance coverage plays a pivotal role in ship finance transactions, ensuring operational continuity, protecting revenue flow,...more
Twenty years ago this summer, Hurricane Katrina forced businesses, property owners, insurers, and courts to grapple with unprecedented questions about coverage, liability, recovery, and preparedness. For those who lived...more
This chapter discusses prudential insurance regulation in India. India is the fourth-largest economy in the world, but only has the tenth-largest insurance market by total premium volumes. It also has insurance penetration...more
September is National Preparedness Month in the United States. This designation urges organizations and individuals to prepare for disasters and emergencies. Given the increasing frequency and severity of natural disasters,...more
Jewelry loss can happen at any time. A bracelet can be stolen from a car, a jewelry box can be ransacked during a home invasion, an earring back can become loose on a night out, or a gemstone can be damaged from an incidental...more
Michigan’s Department of Insurance and Financial Services (DIFS) requires insurance producers (individual agents/brokers and business agencies, collectively, “Insurance Producers”) to provide notice of certain criminal or...more
Folks buy insurance to minimize loss in the event of occurrences that may cause injury to individuals or property. I would venture to say that most of the time, insureds do not read their policies and do not know the precise...more
Improper inducement or legitimate distribution fee? The UK Supreme Court’s landmark ruling clarifies the rules on intermediaries that are common to the supply chain of almost all financial services....more
Pursuant to 42 U.S.C. § 4081(a), the Federal Emergency Management Agency (FEMA) is authorized to engage private insurers to sell National Flood Insurance Program (NFIP) policies under the Write Your Own (WYO) program....more
For these businesses, insurance is one of those risk management tools that plays a critical role in protecting business assets, safeguarding against liability, and facilitating continuity of business operations in the event...more
Federal Court Applies Blumberg to Distinguish Accrual of Negligence and Fiduciary Claims in Insurance Agent Dispute - Romero v. Kinsale Ins. Co., No. 25-20084-CIV, 2025 WL 837820 (S.D. Fla. Mar. 18, 2025) - In a recent...more