When I was a kid, there were advertising campaigns that advised people to check their blood pressure because it’s always a great barometer of one’s health. When I was a teenager, the campaign with blood pressure was so successful, they eventually started a campaign for people to find out their cholesterol level. I have to say that as an ERISA for 20 years, I have been part of a retirement plan industry that has stressed the need for 401(k) plan sponsors to understand their fiduciary duties as plan sponsors and the need to take care of certain tasks. That campaign has been a little successful, yet there are just too many tasks that 401(k) plan sponsors don’t complete and which puts them in harm’s way. This article is about the tasks that plan sponsors should complete, but many don’t.