When you don’t take care of your teeth, they end up rotting. When you don’t take care of your car, it stops running. When you don’t take care of your finances, you end up going broke. So it’s amazing how many 401(k) plan sponsors don’t take care of their plan and they end up living on the edge, the edge of huge liability exposures from plan participants and/or the government. So this article is about how plan sponsors are living on the edge by not taking care of their 401(k) plan.