When setting up a 401(k) plan document as a plan sponsor, you have a lot of choices in plan provisions. Depending on the plan documents you’re using, there are problems thousands and thousands of different combinations. The problem with plan provisions at times is that some choices might cause more problems than they’re worth because of the tendency of them causing compliance headaches. This article is about some of the plan provision choices that could give you heartburn as a 401(k) plan sponsor.