They always say that you should never judge a book by its cover, but people do. People say you shouldn’t judge people by their appearance and they do. Just because something doesn’t look right, doesn’t mean it isn’t right. The problem with retirement plan sponsors; is that their fiduciary duty doesn’t allow them to have the benefit of the doubt. So if something doesn’t look right, someone will assume that it isn’t right and that may mean some harm for the plan sponsor because someone will assume that the plan is in some sort of trouble. So this article is about how things don’t look right for retirement plans and how plan sponsors should avoid these things.