If you are being courted by a 401(k) plan provider, you’re probably thinking they’re gaslighting you by pointing out things that may be wrong with your plan. However, most of the time, they aren’t blowing smoke. Every sales pitch is designed to get you interested in that particular provider, but they may be giving you advice for a plan that is in trouble and has the potential for exposing fiduciary liability. So this article is about the truth a prospective plan provider is telling you about fiduciary liability in your role as a plan sponsor.