Christi Lawson

Christi Lawson

Foley & Lardner LLP

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Latest Publications


Are Aggregators of Government-Created Data the Next Target for Large Class Action Lawsuits?

There is little doubt that large class action lawsuits are a content aggregator’s worst nightmare. This especially holds true for those who transact significant amounts of data which may include government-created public...more

7/21/2015 - Amicus Briefs Class Action Content Aggregators FCRA Personal Data Public Records SCOTUS Spokeo v Robins Standing

CFPB Extends TRID Effective Date to October 1

The Consumer Financial Protection Bureau (“CFPB”) announced that it would provide mortgage lenders with additional time to prepare for the highly anticipated TILA-RESPA Integrated Disclosures (“TRID”). Since the issuance of...more

6/19/2015 - CFPB Disclosure Requirements Home Buyer Mortgage Lenders TILA-RESPA Integrated Disclosure Rule (TRID)

A Bit of Grace

The Consumer Financial Protection Bureau (CFPB) has finally agreed to bend under the strain of numerous requests from financial industry participants and 255 bi-partisan House members and 41 senators, who requested that the...more

6/5/2015 - CFPB Financial Institutions Lenders RESPA TILA-RESPA Integrated Disclosure Rule (TRID) Truth in Lending Act (TILA)

U.S. Supreme Court Accepts Review of Robins v. Spokeo, Inc.

The Supreme Court recently accepted review of one of the most talked about privacy class action and consumer cases of the past year, Robins v. Spokeo, Inc., No. 13-1339 (U.S.). The issue before the Court is whether Congress...more

4/29/2015 - Article III Class Action FCRA Federal Jurisdiction Imminent Harm Private Right of Action SCOTUS Spokeo v Robins Standing Statutory Damages

Time Is Running Out to Complain About the Complaint Portal

The CFPB maintains a public Consumer Complaint Database through which consumers may file complaints regarding financial services and products (commonly referred to as the “Complaint Portal”). The CFPB currently discloses...more

8/19/2014 - CFPB Complaint Procedures Consumer Complaint System

CFPB Unveils New Integrated Disclosures Under RESPA and TILA

Today, in a broadcast streamed live on the internet, the CFPB unveiled the long awaited final rule that contains the Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (“RESPA”), Regulation X, and...more

11/21/2013 - CFPB Closing Documents Disclosure Requirements Lenders Mortgage Brokers Mortgages RESPA Truth in Lending Act (TILA)

Tools to Ensure You Are Compliant With Your Compliance Check

It seems as if the Consumer Financial Protection Bureau (CFPB) has released final rules regarding consumer mortgage lending and servicing on a daily basis. There have been just as many announcements from the CFPB that is was...more

8/13/2013 - CFPB Compliance Consumer Complaint System Lenders Mortgage Servicers Mortgages

As the CFPB Turns … And Other Consumer Financial Services News

In this week’s episode of As the CFPB Turns questions remain regarding Director(?) Richard Cordray’s constitutional authority to act as the Director of the CFPB. House Financial Services Committee Chairman, Jeb Hensarling,...more

4/26/2013 - Applications CFPB Class Action Compliance Damages FCRA NLRB

Don't Forget Common Sense

Today, Foley & Lardner LLP issued a Legal News Alert for our clients regarding the recent decision of the Massachusetts Supreme Judicial Court that ZIP Codes are “personal identification information” and therefore it is a...more

3/25/2013 - Data Collection Fraud Personally Identifiable Information ZIP Codes

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