Jennifer M. Keas

Jennifer M. Keas

Foley & Lardner LLP

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CFPB Proposes Amendments to New Final Ability-to-Repay Rule, Solicits Comment on Calculating Loan Originator Compensation

On January 10, 2013, the CFPB issued its final ability-to-repay rule (Rule), which implements Dodd-Frank mortgage reforms requiring creditors to make a reasonable and good faith determination that a consumer will have a...more

1/28/2013 - Ability-to-Repay CFPB Dodd-Frank Mortgage Loan Originators Mortgages Qualified Mortgage Rule TILA

Final Rule Issued on Ability-to-Repay/Qualified Mortgages

The Consumer Financial Protection Bureau (CFPB) issued its final ability to repay rule (Rule) on January 10, 2013. The Rule implements ability-to-repay provisions of the Dodd-Frank Act, which imposed strict underwriting...more

1/15/2013 - Ability-to-Repay Borrowers Dodd-Frank Lenders Loans Mortgages Penalties Qualified Mortgage Rule Rebuttable Presumptions Safe Harbors TILA Underwriting

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