Since I was 5 years old and saw the original Star Wars in the movie theaters where smoking was allowed in the last 3 rows. The original trilogy is still the best and one of my favorite scenes is the Mos Eisley Cantina where Luke Skywalker and Obi Wan Kenobi meet Han Solo and Chewbacca for the first time in their bid to rescue Princess Leia. Before reaching the Cantina, Obi-Wan warned Luke that in Mos Eisley: “You will never find a more wretched hive of scum and villainy.” Perhaps Obi-Wan would say that about the minority of retirement plan providers who are a wretched hive of scum and villainy by hiding some key facts from the plan sponsors they service. This article is about some key facts that many plan providers hide from their retirement plan sponsor clients like you.