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UM/UIM Coverage: What It Is and Why You Need Enough of It

If you are injured in a car crash that isn't your fault, you expect insurance to cover your medical expenses and related costs from the crash. But you might be out of luck if you don't have sufficient UM/UIM...more

For Licensees, Understanding the NC Department of Insurance's Mission is Mission Critical

Knowing the legislative mandate (i.e. the mission) of a licensing body is a crucial step in understanding its scope of authority to govern the licensed professionals subject to its authority.  This article provides a...more

Understanding the Basics of NCDOI Licensee Complaints

Facing an investigation by a licensing board can be one of the most stressful and emotionally taxing challenges that licensed professionals face in their careers. Learning about and understanding how the licensing board's...more

The Importance of Identifying All Applicable Insurance in NC Car Accident Cases

Unfortunately, the number of serious car wrecks in North Carolina continues to increase. In 2016, for instance, 130,137 people were injured on North Carolina roadways, a 5.3% increase from 2015. Sadly, 1,441 people lost...more

Wrongful Death Claims in North Carolina

Introduction - When someone is injured by the negligence of another, the injured party often has a legal claim against the at-fault party under North Carolina law. Sadly, however, sometimes these incidents result in the...more

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