Loading and Unloading Under GL and Auto Policies: 2024
On Demand Insurance is Here But Will it Stay?
Understanding Supplemental Spousal Liability Insurance in NY
After a car accident, one of the first steps drivers often take is filing a claim with the at-fault driver’s insurance company. If the other party is insured through Allstate—or if you carry Allstate coverage yourself—you’ll...more
Motor vehicle accidents involving company vehicles often raise complex questions of liability and insurance coverage. Counsel must be prepared to evaluate not only whether an employer may be held vicariously liable for an...more
In North Carolina, a business can be held liable under the legal doctrine of negligent entrustment if it allows an employee to drive a company vehicle when the business knew—or should have known—that the driver was unfit or...more
In Direct General Insurance Co. v. Creamer, the U.S. District Court for the Middle District of Florida determined whether the safe harbor provision of Florida Statutes section 624.155(4)(a), enacted in March 2023, applied to...more
On October 14, 2025, New York’s Department of Financial Services (DFS) fined eight auto insurance companies for violating its cybersecurity regulations (known as “Part 500”). The fines come as recent amendments to Part 500...more
The next regular session of the Florida Legislature begins on Jan. 13, 2026, but bills are already filed, and only a few weeks of interim committee meetings remain. One of the most significant issues that will dominate this...more
Highlights from this issue include: Class Action Fairness Removal. The Ninth Circuit held that if a plaintiff files a lawsuit in state court seeking only equitable relief and the case is properly removed to federal court, a...more
Illinois Governor JB Pritzker and Illinois legislative leaders are pushing to increase regulation governing homeowners and auto insurance premiums, and multiple proposed legislative bills are pending....more
On October 14, both the New York Office of the Attorney General (OAG) and NYDFS announced settlements totaling more than $19 million with eight auto insurance companies following a joint investigation into data breaches that...more
Mon Cheri Davenport v. Progressive Direct Ins., 2025-Ohio-2449 (8th Dist.) - The plaintiffs filed a class action lawsuit in the Cuyahoga County Common Pleas Court, alleging that an insurer’s use of projected sold adjustments...more
Winner v. Progressive Advanced Ins. Co., et al., --- A.3d ---, 2025 WL 2716494 (Pa. Super. Ct. Sept. 24, 2025) - The plaintiff, Robert Mark Winner, was rear-ended by another driver and suffered alleged injuries. Winner...more
Is it a good idea to drive a vehicle that is not street legal on a public road? Probably not. But if you’ve already done it, a recent Sixth Circuit decision suggests that might mean it’s covered by your auto insurance. In...more
In the recent decision of Martinez v. GEICO Casualty Insurance Company, 2025 WL 2699231 (11th Cir. Sept. 23, 2025), the U.S. Court of Appeals for the Eleventh Circuit affirmed the district court’s order granting summary...more
A recent Ninth Circuit decision reconciled other decisions within that circuit involving auto insurance total losses, concluding that individual questions predominated and therefore affirming the district court’s denial of...more
When it comes to insurance claim practices handled in bad faith, the Golden State is an unfortunate leader. In August 2025, the Sixth Appellate District Court of California published a decision in an insurance dispute that...more
On July 8, Nebraska Attorney General Mike Hilgers sued a major automobile manufacturer for allegedly collecting and selling drivers' data without their permission. According to the AG's complaint, the manufacturer pressured...more
Understanding what you need to do as the victim of a serious car accident can be challenging under any circumstances. But, it can be especially challenging if the at-fault driver died in the crash. ...more
We have written before about class actions challenging the “projected sold adjustment” utilized by insurance companies to calculate the “market value” of totaled vehicles. See Seventh Circuit rejects claimed “methodological”...more
Picture this: a claimant has just been rear-ended by an underinsured driver. The at-fault driver’s insurance offers policy limits of $25,000, a fraction of the insured’s damages. The insured signs a release, deposits the...more
Car accidents can be overwhelming, and one of the most stressful outcomes is when your car is declared “totaled.” Many drivers are unsure about what this means, how insurance companies make decisions, or what steps to take...more
Witnessing a serious car accident can be a traumatic experience. This is especially true when a loved one is severely injured in the crash....more
On August 20, 2025, the Colorado Division of Insurance (Division) amended Regulation 10-1-1 to expand its existing limited applicability to insurers offering individual life insurance to apply to insurers offering private...more
In an unpublished decision, the Wisconsin Court of Appeals recently addressed the interplay between contractual and statutory subrogation rights in the context of out-of-state personal injury protection benefits. The decision...more
We have written before about class actions involving disputes about automobile insurers’ valuations of wrecked vehicles deemed a total loss. See, e.g., Eleventh Circuit reverses dismissal of class action disputing State...more
While most car accidents involve collisions between moving vehicles, we also occasionally see cases in which one of the cars was parked. When a driver or passenger is sitting in a parked vehicle at the time of a collision,...more