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The Road Ahead for Open Banking in the US

A new Executive Order could help open the door for the portability of consumer financial data. Definitive regulation for open banking may be on the horizon in the US. On July 9, 2021, President Biden issued an Executive...more

A Path Forward for Open Banking

As third-party access to consumer financial data expands, regulators balance innovation, customer choice, and data protection. Consumers’ rights to access and use their personal financial information has been a key focus of...more

OCC’s New Comptroller Announces Innovative Fintech Initiatives

A new Payments Charter could enable entities to engage in payments-related activities on a nationwide basis, rather than by state. The US Office of the Comptroller of the Currency’s (OCC) newly appointed Acting...more

From Safe Deposit Boxes to Cold Wallets, Bank Custody Evolves

The OCC greenlights bank custody of cryptoassets, opening a significant door to mainstream adoption and innovation. On July 22, 2020, the US Office of the Comptroller of the Currency (OCC) issued Interpretive Letter #1170...more

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