Podcast - La banca sin secretos: El reto del open finance
The 1033 Shake-Up: CFPB's New Rulemaking Adventure — The Consumer Finance Podcast
The 1033 Shake-Up: CFPB's New Rulemaking Adventure — Payments Pros – The Payments Law Podcast
Consumer Finance Monitor Podcast Episode: Navigating the New CFPB Open Banking Rule
Consumer Finance Monitor Podcast Episode: Post-Election Insights: Impacts on the Banking and Consumer Financial Services Industry
The Canadian Competition Bureau (Bureau) continues to demonstrate its interest and focus on the financial services sector with two recent developments....more
In this article we explore the changes to the payments landscape, including the upcoming changes to the UK’s safeguarding requirements for payments firms, an update on the UK’s National Payments Vision and long-term strategy...more
Reportedly, the Consumer Financial Protection Bureau (CFPB) now plans to pursue a notice‑and‑comment rulemaking process for its rewrite of the Biden‑era open banking rule, marking a shift from prior indications that the CFPB...more
Financial services sit at the heart of the UK government’s modern Industrial Strategy. Designated as one of eight “growth-driving sectors”, it is expected to play a central role in supporting economic growth – yet it faces...more
The UK Financial Conduct Authority (FCA) has published a letter (dated 19 December 2025) to trade associations outlining next steps towards establishing the Future Entity (FE) that will serve as the UK's long‑term open...more
The compliance calendar just got complicated. Welcome to 2026. If you're hoping for regulatory clarity, we have bad news. The compliance calendar we'd all been planning around has turned into something closer to a...more
In this article, we share a timeline of monthly "bites" for the past year applicable to banking....more
The Federal Reserve Board has requested public input on establishing a prototype "Payment Account." The account would be an alternative, special-purpose Master Account designed solely to clear and settle an institution's own...more
The UK Financial Conduct Authority (FCA) and the UK Payments Systems Regulator (PSR) have published a joint update on the delivery of commercial variable recurring payments (cVRPs) as part of their open banking work. VRPs are...more
The UK Financial Conduct Authority (FCA) and UK Payments Systems Regulator (PSR) have issued a joint letter to HM Treasury (HMT) (dated 11 November) providing an update on their progress against the 2024 recommendations HMT...more
En este episodio de "A Lo Legal En Par Minutos", Edwin Cortés, socio, y Juan Felipe Fontecha, abogado financiero, examinan las finanzas abiertas, que permiten a distintos actores financieros y no financieros acceder a los...more
Dr. Sultan Almasoud, managing partner of Morgan Lewis’s Riyadh office, has been closely involved in the Kingdom of Saudi Arabia’s rapid evolution into a global hub for innovation. His insights on the questions below shed...more
Key developments of interest over the last month include: China and Vietnam launching a cross-border QR code payment system to strengthen regional payment connectivity; Banks and EMIs facing detailed new information and...more
On 27 November 2025, the European Parliament and the Council of the EU announced that they have reached a provisional political agreement on the texts of the proposed Directive on payment services and electronic money...more
The 2025 edition of our annual flagship publication, Global FSR Outlook, took as its theme 'perpetual motion'. This seemed to aptly describe how the financial services community felt as we all looked out on the ever shifting...more
On December 10, in a federal court filing, the CFPB stated that it plans to issue an interim final rule revising its open banking framework under the Dodd Frank Act’s Section 1033. The disclosure came in a status report filed...more
In two recent litigation status reports, the Consumer Financial Protection Bureau (CFPB or Bureau) indicated that it is working to issue interim final rules for both Section 1071 and Section 1033 in light of an opinion from...more
The Council of the EU and the European Parliament have announced a provisional political agreement on the EU payments package. While the final texts of the third Payment Services Directive (PSD3) and the Payment Services...more
Key developments of interest over the last month include: publication of the Payments Vision Delivery Committee’s strategy for the future UK retail payments infrastructure; the Bank of England consulting on a proposed...more
Earlier today, the Council of the European Union (EU) and European Parliament announced a provisional political agreement on the EU payments package. While the final texts of the third Payment Services Directive (PSD3) and...more
The Honourable François-Philippe Champagne, Minister of Finance and National Revenue, recently delivered the Liberal Party’s first federal budget under Prime Minister Mark Carney (Budget 2025). Budget 2025, as delivered on...more
Canada's federal budget was released on November 4, 2025 and included some much-anticipated news for fintech. In this latest edition of our Fintech in Canada quarterly update, we look at the key announcements in Budget 2025...more
Financial inclusion remains a particular area of focus for both the FCA and the government, and on 5 November 2025 HM Treasury (HMT) published its awaited Financial Inclusion Strategy....more
On October 29, the U.S. District Court for the Eastern District of Kentucky granted a preliminary injunction prohibiting the Consumer Financial Protection Bureau from enforcing its Personal Financial Data Rights Rule, also...more
On November 4, 2025, Canada’s newly elected federal government released its first budget, Budget 2025: Building Canada Strong (Budget 2025). Focusing on increasing competition and supporting innovation, Budget 2025...more