MLA and SCRA 101: Servicemember Credit Protections and Compliance Risks — The Consumer Finance Podcast
CFPB's Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs — The Consumer Finance Podcast
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — Payments Pros – The Payments Law Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Payments Pros – The Payments Law Podcast
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Hiring to Firing Podcast
Year in Review and Look Ahead: Servicing and Collections in Flux – How States, Reg F, and Coerced Debt Laws Are Rewriting the Playbook — The Consumer Finance Podcast
Year in Review and Look Ahead: Fair Lending and UDAAP in the Trump 2.0 Era — Federal Pullback, State Pushback, and What Comes Next — The Consumer Finance Podcast
Signs of Life at the CFPB — The Consumer Finance Podcast
Point-of-Sale Finance Series: The New Regulatory Reality for Small Business Financing and Trade Credit — The Consumer Finance Podcast
Payments Year in Review 2025: Federal and State Developments – Part 2 – Payments Pros – The Payments Law Podcast
The Compliance 911 Show
Payments Year in Review 2025: Federal and State Developments – Part 1 — Payments Pros – The Payments Law Podcast
State AGs in the Driver’s Seat: Auto Finance Enforcement in the Trump 2.0 Era — Moving the Metal: The Auto Finance Podcast
Redlining Enforcement: Past and Future — The Consumer Finance Podcast
Electronic Funds Transfers Issues
12 Days of Regulatory Insights: Day 3 – How the BBB Shapes Regulatory Outcomes — Regulatory Oversight Podcast
The CFPB's FCRA Preemption Flip: What It Means for Consumer Reporting — FCRA Focus Podcast
The Enhancing Consumer Protection Procedures Amendment Act of 2026 (B26-0174) is an enrolled act that fundamentally shifts the consumer protection enforcement landscape in Washington, D.C. For companies transacting with D.C....more
On May 19, 2026, President Trump issued Executive Order 14405, titled “Integrating Financial Technology Innovation Into Regulatory Frameworks.” The executive order establishes a policy of the United States to “streamline...more
The auto lending market stands at a critical inflection point halfway through 2026. With outstanding auto loan debt reaching $1.67 trillion across 108 million open accounts at the end of 2025, the sheer scale of the market...more
On June 10, President Trump sent to the Senate his nomination of Brian Johnson to serve as Director of the Consumer Financial Protection Bureau (CFPB or Bureau) for a five-year term.The CFPB has been without a confirmed,...more
On June 8, the CFPB issued a statement in the Federal Register reminding creditors of their obligations under TILA and Regulation Z when assessing consumers’ ability to repay (ATR), consistent with Executive Order 14406,...more
On June 10, the White House announced that President Trump nominated Brian Johnson to serve as Director of the Consumer Financial Protection Bureau for a five-year term. The nomination was sent to the Senate for confirmation....more
President Trump has nominated Brian Johnson for a five year term to serve as Director of the Consumer Financial Protection Bureau (CFPB). Johnson is the third nomination Trump has made to fill the position. The first two...more
For years, the debate over mandatory arbitration clauses and class-action waivers in consumer financial services contracts has largely focused on questions of consumer protection, access to justice, the validity of class...more
In this kickoff episode of a special series on servicemember protections for The Consumer Finance Podcast, Chris Willis is joined by colleagues Taylor Gess and Jeremy Sairsingh to unpack the fundamentals of the Military...more
Federal regulators recently took two coordinated steps that significantly shift expectations for how lenders and banks treat non‑work authorized individuals and their employers. On June 5, the Consumer Financial Protection...more
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week. Federal Activities: On June 5, the...more
When the CFPB and Department of Justice withdrew a joint statement on the consideration of immigration status under the Equal Credit Opportunity Act in January 2026, we pointed out that “the agencies could have, but did not,...more
A set of nonprofit and for-profit organizations filed suit against the Consumer Financial Protection Bureau (“CFPB”) and its Acting Director Russell Vought, asking the court to vacate the CFPB’s final rule amending the...more
On June 2, reports indicated that the CFPB has appointed Mark Paoletta as Deputy Director, positioning him to succeed Acting Director Russel Vought when Vought’s temporary “acting” appointment ends later this year. The...more
The Fed and CFPB’s OIG recently released its semiannual report to Congress, covering the period from October 1, 2025, to March 31, 2026. The OIG found that the information security programs at both agencies are “no longer...more
No enforcement action. No consent order. No settlement. No public allegation of wrongdoing. No announced violation of law. Yet a federal financial regulator recently chose to publicly discuss a matter involving...more
On May 13, the U.S. District Court for the Northern District of Florida granted summary judgment in favor of a debt collector, holding that the FDCPA permits a debt collector to send required validation disclosures under 15...more
Building on prior orders, the White House’s Executive Order 14406, Restoring Integrity to America’s Financial System, pressures financial institutions to integrate citizenship status into their risk-based diligence measures....more
In the spring of 2007, New York’s Attorney General initiated a high-profile investigation into what he characterized as unethical conduct across the student loan industry....more
Key Takeaways - A recent executive order focuses on national security and public safety risks caused by illicit cross-border financial activity and risks to the financial system posed by the extension of credit or...more
Citing federal cutbacks in consumer protection and an increase in consumer complaints, the Illinois Department of Financial and Professional Regulation (IDFPR) has launched a new online submission option intended to modernize...more
On May 12, 2026, California Governor Gavin Newsom announced the appointment of Rohit Chopra—former Director of the Consumer Financial Protection Bureau (CFPB) and former Commissioner of the Federal Trade Commission (FTC)—to...more
On May 19, President Donald Trump issued Executive Order 14406, “Restoring Integrity to America’s Financial System,” which establishes a new policy to safeguard financial institutions against structural credit risks and deter...more
John Coleman, Orrick Partner and former CFPB Deputy General Counsel, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to examine the Consumer Financial Protection Bureau's authority to interpret, tailor and exempt...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection enforcement and regulation. We cover developments with the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB...more
