The Compliance 911 Show
Payments Year in Review 2025: Federal and State Developments – Part 1 — Payments Pros – The Payments Law Podcast
State AGs in the Driver’s Seat: Auto Finance Enforcement in the Trump 2.0 Era — Moving the Metal: The Auto Finance Podcast
Redlining Enforcement: Past and Future — The Consumer Finance Podcast
Electronic Funds Transfers Issues
12 Days of Regulatory Insights: Day 3 – How the BBB Shapes Regulatory Outcomes — Regulatory Oversight Podcast
The CFPB's FCRA Preemption Flip: What It Means for Consumer Reporting — FCRA Focus Podcast
Statistical Significance
Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products - Payments Pros – The Payments Law Podcast
10 For 10: Top Compliance Stories For the Week Ending, October 25, 2025
Daily Compliance News: October 22, 2025, The Rejection Therapy Edition
The 1033 Shake-Up: CFPB's New Rulemaking Adventure — The Consumer Finance Podcast
The 1033 Shake-Up: CFPB's New Rulemaking Adventure — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Navigating the Complexities of Credit Card Rewards Programs — The Consumer Finance Podcast
The Larger Participant Rule: A New Route for Auto Finance — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Innovations, Regulations, and Future Trends of Modern Credit Cards — The Consumer Finance Podcast
Executive Order 14281: The End of Fair Lending Law Enforcement Through Use of the Disparate Impact Legal Theory?
Consumer Protection Investigations: What You Should Do
Regulatory Rollback: Impact of the CFPB's Withdrawal of Overdraft and Deposit Account Fee Guidance on Financial Institutions and Related Litigation Risks — The Consumer Finance Podcast
Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products — The Consumer Finance Podcast
According to published reports, during a January 29 meeting with examination staff, senior members of the CFPB announced plans to resume examination activity as early as April 2026, but with the understanding that the amount...more
On February 3, several U.S. senators sent a letter to CFPB Acting Director Russell Vought urging the Bureau to rescind its proposed rule that would end the ECOA’s disparate impact test, which would prevent the CFPB from...more
On January 30, the CFPB published a notice in the Federal Register requesting that the Office of Management and Budget extend for a second time the CFPB’s request for public comment as part of its “Consumer Response Intake...more
On January 23, the U.S. Senate Committee on Banking, Housing, and Urban Affairs announced that Senator Elizabeth Warren sent a letter to CFPB Acting Director Russell Vought, urging the Bureau to take more aggressive action to...more
In December, the Democratic Attorneys General Association, or DAGA, announced that it hired Rohit Chopra to lead its new Consumer Protection and Affordability Working Group. Originally published by Law360 - February 5,...more
The CFPB received about 22,900 complaints about private and federal student loans between July 1, 2024, and June 30, 2025, the highest level the Bureau has received in a one-year period, the CFPB’s Private Education Loan...more
In 2025, the U.S. digital asset landscape evolved more dramatically than in any year since the industry’s inception. A pro‑innovation White House, an active Congress, and key regulators — including the U.S. Securities and...more
A financial institution was accused of charging excessive or unfair overdraft fees that allegedly caused significant financial burden on its customers. This overdraft fee practice attracted regulatory scrutiny, resulting in a...more
In this month's article, we share some of our top "bites" covered during the January 2026 webinar....more
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week. Federal Activities: On January 30, the...more
Your 2025 compliance year in review — breaking down CRA, 1071 updates and what’s coming next for risk, regulation, and exams....more
Summary: In this episode of Financial Services Focus, Kris Kully and EY Managing Director of Financial Services Brian Clark discuss the Consumer Financial Protection Bureau's proposed rule under the Equal Credit Opportunity...more
2026 is now underway, and federal and state regulators are signaling continued attention on consumer protection in auto finance. Several themes have recently emerged across regulatory agencies’ public statements, enforcement...more
On January 23, Sen. Elizabeth Warren (D-MA), the ranking Democratic member on the U.S. Senate Committee on Banking, Housing and Urban Affairs, delivered a letter to the acting director of the CFPB, Russell Vought, criticizing...more
On January 23, the CFPB filed a brief in the U.S. Supreme Court opposing a lender’s petition for a writ of certiorari, which challenged a 9th Circuit decision that upheld a $134 million restitution award. ...more
On January 26, in a lawsuit alleging a consumer reporting agency’s failure to reinvestigate consumer disputes and maintain reasonable policies and practices concerning the accuracy of consumer credit information, the U.S....more
On January 26, the U.S. Court of Appeals for the 11th Circuit denied a motion to expedite an appeal filed by a trade association after a lower court had declined to block the CFPB’s Residential Property Assessed Clean Energy...more
In this article, we share a timeline of monthly "bites" for the past year applicable to consumers protected by nondiscrimination and military protection laws....more
On January 21, attorneys general from 22 states and territories filed a motion for partial summary judgment against the CFPB, the Fed, and the acting director of the CFPB. ...more
According to a recent report by WebRecon, court filings under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Telephone Consumer Protection Act (TCPA), as well as complaints filed with...more
On November 13, the Consumer Financial Protection Bureau published a Notice of Proposed Rulemaking proposing various revisions to Regulation B. ...more
Reportedly, the Consumer Financial Protection Bureau (CFPB) now plans to pursue a notice‑and‑comment rulemaking process for its rewrite of the Biden‑era open banking rule, marking a shift from prior indications that the CFPB...more
Since beginning his tenure in 2019, Illinois Attorney General Kwame Raoul has strategically positioned himself as a leading figure among Democratic state attorneys general. His efforts are not merely for show; Raoul has...more
Two recent National Advertising Division decisions involving competing 401(k) providers underscore that NAD’s expanding focus on financial services advertising is not limited to consumer-facing debt-relief claims. ...more
In the first installment of a two-part Payments Year in Review series, hosts Keith Barnett, Carlin McCrory, and Jason Cover highlight the key federal developments that shaped the payments industry in 2025 and preview what's...more